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Chester Financial

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 133 Google reviews · How we rank ›

5.0(133) 93 composite score See reviews on Google ✓ Google-verified Publishes prices
First Home Buyer LoansMortgage Broker
Chester Financial
Services
First Home Buyer Loans, Mortgage Broker
Reviews
133

What recent reviews say

Nick and his team deliver consistently strong service across first-home buyer mortgages and refinancing. Reviewers repeatedly highlight his patience in explaining finance basics, quick responsiveness, and honest guidance tailored to individual circumstances.

Settlement often completes within weeks, even for non-standard employment or complex loan restructures. Staff named include Nick, Neha, and Milard. The team also handles vehicle purchase finance and personal loans up to $50,000.

Praised for
  • knowledgeable and patient with first-time buyers
  • responsive and clear communication
  • handles complex situations skillfully
  • genuine care for client outcomes
responsive-communicationexplained-clearlypatient-with-questionshandled-complex-situationwent-above-and-beyondknowledgeable-brokergreat-with-first-home-buyersfast-approvalsettled-on-timereliable-followup
Best for: First-home buyers seeking clear guidance; people with complex or non-standard employment situations.

Strengths

  • Nick Chester's deep expertise and approachability with first-home buyers
  • Fast approval and settlement, often within weeks
  • Handles non-standard employment and complex structures

Worth knowing

  • Nick Chester is the principal broker named repeatedly across reviews
  • Neha and Milard also mentioned as team members
  • Vehicle purchase finance and unsecured personal loans up to $50,000 offered
  • Refinancing and loan restructures handled
  • Pre-approval and formal approval processes documented within weeks
  • Settlement support provided through completion

What reviews say by service

First Home Buyer Loans
Guides buyers from zero knowledge to settlement; praised for patience, clear explanations, and emotional support throughout the process.
Refinancing
Delivers quick refinancing with attention to loan restructures and securing appropriate features; handled multiple restructures for repeat clients.

How it compares

  • Rated 5 against a 4.92 average across the 322 first home buyer loans businesses listed here.
  • Has more Google reviews than 87% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 92
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
133
4
0
3
0
2
0
1
0

Common questions

How long does the approval process usually take?
Multiple reviewers report formal approval and settlement within weeks, sometimes as quickly as a few weeks from initial consultation.
Can Chester Financial help if I have non-standard employment?
Yes. Reviewers with intermittent, casual, or mixed employment secured loans by working with Nick to present their financial position to the right lender.
What services do you offer beyond mortgages?
The business states it also offers vehicle purchase finance and unsecured personal loans up to $50,000.

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Last updated 2026-07-30