Best mortgage brokers in Perth
This is our ranked list of Perth's top mortgage brokers, built on the methodology we apply across every category: a composite score drawn from rating, review volume, recency, sentiment and completeness. Every business below has earned a high-confidence score of 94.5 or above, backed by hundreds of five-star reviews naming specific brokers by name.
This list covers full-service home loan and refinancing brokers. If you need business lending, equipment or trade finance, see our best commercial & business finance list. For car loans, personal loans or caravan finance specialists, check best car & personal loans.
Picks are ranked by score and relevance to mortgage broker, so a lower overall score can rank higher here.
At a glance
| # | Business | Score | Rating | From | Best for |
|---|---|---|---|---|---|
| 1 | Orange Mortgage and Finance Brokers Perth | 95 | 5 (263) | — | First-home buyers wanting hands-on guidance |
| 2 | Loan Monster - Fremantle | 95 | 5 (230) | — | Complex interstate or multi-property deals |
| 3 | Loan Market Agility | 95 | 5 (228) | — | Borrowers who've been knocked back elsewhere |
| 4 | Varlo Finance | 95 | 5 (780) | — | Broad finance needs beyond just home loans |
| 5 | Loan Market Ellenbrook | 95 | 5 (489) | — | Ellenbrook and Midland families, long term |
| 6 | Aussie Home Loans Joondalup | 95 | 5 (391) | — | North-of-river buyers with tricky applications |
| 7 | Primus Home Loans | 95 | 5 (361) | — | Buyers wanting concierge-level support |
| 8 | Tusk Finance | 95 | 5 (344) | — | Overseas mortgages and long-term rate check-ins |
| 9 | Locale Homes | 95 | 5 (340) | — | First-home builders needing land-to-loan support |
| 10 | BH Brown Mortgage Brokers | 95 | 5 (321) | — | Repeat clients with complex finances |
| 11 | Central Lending Solutions | 95 | 5 (318) | — | Complex applicant situations, including Keystart |
| 12 | Plus Loans | 95 | 5 (297) | — | Fast turnaround including commercial add-ons |
| 13 | Surrey Road Finance | 95 | 5 (292) | — | Complex entity structures and relocating buyers |
| 14 | Mortgage Choice in East Victoria Park | 95 | 5 (258) | — | Remote or out-of-state buyers |
| 15 | FI Collective | 95 | 5 (247) | — | First-time buyers wanting a personal touch |
Ranked picks

Orange Mortgage and Finance Brokers Perth
Why it ranks first
Laszlo has won RateMyAgent's WA Broker of the Year two years running, and reviewers back that up with 263 five-star reviews praising his plain-language explanations and weekend availability. He's known for hunting a better rate even after an application is already underway, and for supplying property valuation reports during the search phase.
Pros
- Named broker (Laszlo) available evenings and weekends
- Explains loan terms in plain language for first-timers
- Keeps searching for better rates mid-process
- Provides property valuation reports before you make an offer
Watch out: Some clients note timelines can run longer than first expected, though responsiveness makes the wait easier to handle.
Services: first home buyer, refinancing, investment property finance, commercial finance

Loan Monster - Fremantle
Why it ranks second
All 230 reviews for this Fremantle team are five-star, with Andrew, Jessie, Scott and Brittany named repeatedly for handling tricky interstate purchases and multiple-property situations without drama. Reviewers say the team puts client interests ahead of the banks', and repeat business is common.
Pros
- Four named brokers with consistent client praise
- Fast turnaround on refinances and first-home purchases
- Handles complex interstate and multi-property finance
- No complaints across the entire review set
Services: self employed finance, mortgage broker, investment property finance, commercial finance

Loan Market Agility
Why it ranks third
Inderpreet Madan and Jigar Brahmbhatt have a track record of getting approvals through for clients other brokers already rejected, sometimes within a week. Reviewers describe rapid responses and clear explanations even in stressful, complicated cases.
Pros
- Secures approvals other brokers couldn't
- Fast turnaround, often within days
- Responsive to queries throughout
- Clear, honest explanations of options
Services: investment property finance, self employed finance, car personal finance, mortgage broker

Varlo Finance
Why it ranks fourth
With 780 five-star reviews, Varlo Finance has the largest review base on this list, spanning home loans, car and caravan finance and personal lending. Jordan, Ryan and Caitlin are named for fast approvals and for actively hunting better rates rather than settling for the first offer.
Pros
- Largest review volume on this list at 780 reviews
- Staff actively hunt for better available rates
- Fast approvals and quick fund settlement
- Covers home, car, caravan and personal finance
Services: first home buyer, refinancing, investment property finance, commercial finance

Loan Market Ellenbrook
Why it ranks fifth
Paul Fernie, Alexis Halstead, Brett Richardson and Anthony Roe are credited with staying in touch long after settlement, proactively reviewing existing loans to find better rates rather than waiting for clients to ask. First-home buyers say the team makes a complex process feel manageable, and refinance clients return repeatedly.
Pros
- Four named brokers with years-long client relationships
- Proactively reviews existing loans for better rates
- Patient support for first-home buyers
- Will work outside normal hours to meet deadlines
Services: self employed finance, mortgage broker, first home buyer, refinancing

Aussie Home Loans Joondalup
Why it ranks sixth
Michael Welton and Phill bring a combined 75-plus years of family experience and reviewers say they routinely get approvals through when banks have stalled or rejected an application. Post-settlement follow-up gets mentioned unprompted, which is unusual and speaks to genuine ongoing service.
Pros
- Combined 75+ years of experience across two named brokers
- Available outside standard business hours
- Specialises in rejected or complex applications
- Keeps in touch after settlement rather than disappearing
Services: first home buyer, self employed finance, mortgage broker, refinancing

Primus Home Loans
Why it ranks seventh
Mel and Alicia run a concierge service that helps with offers and paperwork alongside the loan itself, covering everything from first-home purchases to niche cases like FIFO income and self-managed super. Reviewers say the team advocates for their interests rather than pushing a particular lender.
Pros
- Concierge service handles offers and paperwork
- Covers eight loan types including FIFO and SMSF finance
- Named brokers Mel and Alicia praised repeatedly
- Advocacy approach rather than product-pushing
Services: self employed finance, mortgage broker, commercial finance, first home buyer

Tusk Finance
Why it ranks eighth
Michael Killiner, Sean, Mima and Ed Bosisto stand out for staying in contact well after settlement, following up months later to flag rate improvements clients hadn't asked about. The team also handles overseas mortgages, a less common specialty, alongside standard first-home and investment lending.
Pros
- Same-day or evening responses to initial enquiries
- Proactive follow-up months after settlement
- Handles overseas mortgages alongside standard lending
- Walks buyers through paperwork mistakes without frustration
Services: first home buyer, mortgage broker, refinancing, investment property finance

Locale Homes
Why it ranks ninth
Locale Homes bundles land sourcing, house design, builder vetting and finance under one roof, with Shea, Pryncess, Oumi and Jordan named for staying personally involved through each stage. One reviewer noted land secured within three days, and the team is credited with explaining jargon-heavy building contracts in plain terms.
Pros
- Integrated land, design, builder and finance advice
- Named advisors provide continuity through the build
- Quick land securing with site photo updates
- Handles contractual issues professionally
Services: construction loans, mortgage broker, first home buyer

BH Brown Mortgage Brokers
Why it ranks tenth
Brodie Brown, along with Lara and Jason, gets singled out for catching problems before they become issues and for treating clients as a priority rather than a transaction. Reviewers across first-home, refinance and investment lending report results that often beat their expectations, and repeat business is common.
Pros
- Brodie Brown responds promptly and proactively
- Handles complex finances without added stress
- Repeat clients trust the team for multiple finance rounds
- Takes time to understand individual goals
Services: self employed finance, mortgage broker

Central Lending Solutions
Why it ranks #11
Keeley, Liz, John, Aoife and Harj are named individually for patiently working through obstacles like PR status issues or last-minute changes to purchase type. Reviewers also highlight transparent comparisons against other lenders, giving clients a clear cost picture rather than a sales pitch.
Pros
- Five named brokers known for patient, detailed explanations
- Handles PR status and other complex applicant cases
- Transparent rate and fee comparisons against other lenders
- Keeley specifically praised for Keystart assistance
Services: investment property finance, commercial finance, first home buyer, self employed finance

Plus Loans
Why it ranks #12
Daniel Leung builds a following through sheer speed, with reviewers repeatedly noting he explains loan details clearly and closes deals faster than typical timeframes. His book covers first-time buyers, refinances, investment property and some commercial lending, with several clients returning for multiple loans.
Pros
- Fast approvals and settlement
- Clear, detailed explanations of loan options
- Hands-on follow-through from a single named broker
- Handles complex multi-property transactions
Services: self employed finance, construction loans, car personal finance, mortgage broker

Surrey Road Finance
Why it ranks #13
Charles Parry, Jessica Duinmeyer, Nathan and Dylan are each named for solving complicated finance situations quickly, including UK relocations and builders securing land finance under tight settlement timelines. Reviewers say approvals came through when other brokers couldn't deliver, with no surprises along the way.
Pros
- Four named brokers consistently praised individually
- Handles complex entity structures and difficult bank cases
- Fast turnaround for construction and first-home financing
- Clear communication for relocating and overseas clients
Services: first home buyer, investment property finance, commercial finance, self employed finance

Mortgage Choice in East Victoria Park
Why it ranks #14
Tyson and Nathan work as a close pair, keeping out-of-state buyers fully informed through purchase, refinancing and business mortgage processes despite the distance. Reviewers return repeatedly, citing constant updates and a willingness to solve problems rather than pass them along.
Pros
- Strong two-broker rapport (Tyson and Nathan)
- Clear explanation of complex loan options
- Fast turnaround from inquiry to settlement
- Keeps remote and out-of-state buyers fully informed
Services: self employed finance, construction loans, mortgage broker, refinancing

FI Collective
Why it ranks #15
Paul Booth, Justin and Alice are named for responsiveness even outside business hours and for reducing first-time buyer stress with patient, clear explanations. One client mentioned a congratulations hamper after settlement, and another noted staff catching and fixing a bank error before completion.
Pros
- Named brokers respond even outside business hours
- Patient guidance built for first-time buyers
- Broad lender knowledge across refinancing and investment loans
- Catches and resolves bank errors before completion
Services: investment property finance, commercial finance, car personal finance, mortgage broker
How these rankings are worked out
| Signal | Weight |
|---|---|
| Review sentiment | 28% |
| Google rating | 26% |
| Review volume | 20% |
| Profile completeness | 16% |
| Review recency | 10% |
Ranking data checked 2026-09-26 · Full methodology ›
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