Best mortgage brokers in Perth

Why it ranks first

With 223 reviews built over 17 years, Adam Donald's team has the deepest track record on this list and near-perfect scores across every measure. Clients single out Debra, Denise and Jaime for staying on a file through settlement and beyond, which is rare consistency at this volume.

Pros

• ✓Explains loan structures in plain terms
• ✓Fast turnarounds on approvals
• ✓Named staff continuity from application to months after settlement
• ✓Available outside business hours

Why it ranks second

Varlo has the largest review base on this list at 773, with Jordan and Ryan named repeatedly for getting approvals and settlements done in days rather than weeks. The sentiment holds up at that scale, which says something about consistency.

Pros

• ✓Approval and settlement often in days
• ✓Transparent step-by-step updates
• ✓Proactive rate-shopping for better deals
• ✓Handles tricky applications well

Why it ranks third

Michael Welton, Phil and Isabelle have a reputation for turning around applications other lenders knocked back, backed by over 75 years of combined family broking experience under an Australian Credit Licence. The Joondalup office covers 12 service types from construction loans to debt consolidation.

Pros

• ✓Fast approvals even after bank declines
• ✓Available outside standard hours
• ✓Covers home loans, refinancing, bridging and car loans
• ✓Follow-up care continues after settlement

Why it ranks fourth

Michael, Ed and the Tusk Finance team are known for same-evening replies to documents and for adjusting strategy proactively rather than pushing clients toward a quick close. The 338-review base shows this holds across a real volume of deals.

Pros

• ✓Same-day or evening responses to documents
• ✓Clear pros-and-cons breakdowns, no jargon
• ✓Post-settlement rate-check calls
• ✓Patient through drawn-out settlements

Why it ranks fifth

Locale Homes pairs finance advice with land sourcing and builder vetting, which suits buyers starting a build rather than just chasing a rate. Tayla, Thales and Quentin get named directly for reaching out before clients even feel ready and handling FIFO schedules or visa complications without friction.

Pros

• ✓Named personal advocate assigned per client
• ✓Land sourcing and builder vetting included
• ✓Finance explained plainly with no hidden costs
• ✓Responsive outside business hours

Why it ranks sixth

Brodie's team settles on time or early and reviewers repeatedly say their interests come before commission. Long-term relationships are common here, with clients returning across multiple finance rounds for investment properties and complex refinances.

Pros

• ✓Fast turnaround, early settlements common
• ✓Strong with construction loans and consolidations
• ✓Acts in client's interest over broker's
• ✓Long-term repeat client relationships

Why it ranks seventh

Keeley, Aoife, Liz and Harj are named across nearly all 312 reviews, so clients dealing with Central Lending Solutions tend to work with the same broker from application through settlement. The team covers home loans through to commercial lending.

Pros

• ✓Named brokers handle applications personally
• ✓Explains rates and options without pressure
• ✓Stays in touch through settlement
• ✓Pursues competitive rates actively

Why it ranks eighth

Paul draws on banking experience to solve tricky applications and reviewers highlight his patience explaining options to buyers unfamiliar with the process. Nikki, Kyra and Dale share that same calm, tailored approach across grants and multi-title mortgages.

Pros

• ✓Deep Perth market knowledge
• ✓Patient, education-first approach
• ✓Solves tricky multi-bank applications
• ✓Accessible and responsive

Why it ranks ninth

Laszlo Szollosi was named RateMyAgent WA Broker Of The Year for both 2024 and 2025, and reviewers back that up with stories of him explaining steps multiple times and adjusting mid-application when circumstances shift. First-home buyers and repeat clients both report smooth settlements with time to spare.

Pros

• ✓RateMyAgent WA Broker Of The Year, 2024 and 2025
• ✓Responsive by email and phone, including after hours
• ✓Flexible when lenders or circumstances change mid-process
• ✓Strong repeat customer trust

Why it ranks tenth

Tyson has a track record of taking on complex deals that other brokers turned down, while Nathan handles the follow-up and loan management day to day. Reviewers consistently say they were treated as individuals, not commission targets, even when deals took years to close.

Pros

• ✓Takes on complex deals others declined
• ✓Plain-language explanations, no pressure
• ✓Reliable follow-up from Nathan
• ✓Stays involved post-settlement

Why it ranks #11

Jackson has helped the same clients across multiple loans over several years, with Sabrina and Jie Ling also named for professionalism. The 240 reviews show no real complaints, and cases get equal care regardless of complexity.

Pros

• ✓Repeat-client broker relationship over years
• ✓Plain-English explanations of complex terms
• ✓Consistent professionalism across the team
• ✓Efficient process management

Why it ranks #12

Jeff and Andrew get credit for working quietly during settlement to keep deals on track, including navigating buyer-vendor conflicts that could otherwise derail a purchase. Reviewers describe stressful buys turned into straightforward ones and better refinance rates secured along the way.

Pros

• ✓Patient, clear communication even through obstacles
• ✓Active behind-the-scenes settlement support
• ✓Handles buyer-vendor conflicts
• ✓Strong referral base from repeat customers

Why it ranks #13

Loan Monster's Fremantle team holds a perfect run across 228 reviews, with Jessie Fear, Andrew, Scott, Ashley and Brittany named for pairing speed with patience on questions. Reviewers who dealt with interstate purchases or rate hikes say documentation was handled so clearly it felt easy rather than stressful.

Pros

• ✓All five-star reviews across 228 ratings
• ✓Named team known individually by clients
• ✓Handles interstate and first-time buyer complexity
• ✓Focus on client interest over bank rates

Why it ranks #14

Sallie Williams, Ryan, Lisa and Kirsty have kept clients coming back for over 10 years, including for refinances and repeat property purchases, all without needing a branch visit. The team also takes on loans other lenders have declined.

Pros

• ✓Named brokers with 10+ year client relationships
• ✓Handles loans others have declined
• ✓No branch visits required
• ✓Fast approvals with clear explanations

Why it ranks #15

Rory and Gariet are praised for handling complex situations like interstate refinancing with the same care they give straightforward first-home purchases. With 200 reviews and decade-long client relationships on record, this is a smaller but well-established name on the list.

Pros

• ✓Named brokers with decade-long client relationships
• ✓Thorough with first-time buyers
• ✓Handles multi-property and complex refinancing
• ✓Fast approval and settlement timelines