How long do typical refinances take?

One reviewer's refinance was completed faster than expected. The business states it serves Perth; specific timelines depend on lender and application complexity.

What if my application hits a complication, like an unknown default?

Reviewers report the team worked through complications (unidentified defaults, lender reclassifications) professionally and found alternatives, including switching lenders when needed.

Do brokers here stay in touch after settlement?

Yes; one client worked with Matt since 2018 through multiple refinances and purchases, with regular contact. Many reviewers note the team maintains relationships for future business.

Elite Finance Australia - Home Loans

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 203 Google reviews · How we rank ›

5.0(203) 95 composite score See reviews on Google ✓ Google-verified

First Home Buyer LoansRefinancingInvestment Property FinanceCommercial & Business FinanceSelf-Employed & Low-Doc LoansConstruction & Building LoansCar & Personal LoansMortgage Broker

Location: Osborne Park
Services: First Home Buyer Loans, Refinancing, Investment Property Finance
Reviews: 203
Ranking: #22 in First Home Buyer Loans
Best for: First-home buyers, property investors, refinancers seeking a broker who explains options clearly and maintains contact over years.

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Clients consistently praise the team's expertise and genuine care. Matt, Div, Chris, Paula, Rachel, Kim and others are named for guiding buyers through first purchases, refinances and investment deals with patience and professionalism. One reviewer noted a default wasn't flagged upfront, but the team resolved it; another faced a lender's remote-area classification that required switching banks, handled smoothly within a week. The strongest theme across all reviews: staff explain options clearly, stay available to answer questions, and make stressful processes feel straightforward from pre-approval to settlement.

The firm works with first-home buyers, investors, and repeat clients spanning several years. Reviewers mention investment builds, construction finance, second properties, and complex federal-budget-related situations all handled well. Long-term relationships are common; one client has worked with Matt since 2018. Named staff include Matt Posselt, Divyang Patel, Chris Thorson, Paula, Rachel, Aggie, Kim Neele, and the team.

Praised for

knowledgeable staff
responsive communication
went above and beyond
clear explanations
supportive through complex deals

responsive-communicationexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionsgreat-with-first-home-buyershandled-complex-situationreliable-followupsmooth-settlement

Best for: First-home buyers, property investors, refinancers seeking a broker who explains options clearly and maintains contact over years.

Think twice if: One reviewer noted a default wasn't identified at the first meeting, causing later delays; due diligence upfront may save time.

What are they good at?

Named brokers with long-term client relationships
Guided complex deals (investment builds, federal budget impacts, non-standard lending)
Fast turnarounds (one refinance faster than expected, another bank turnaround within a week)

What reviews say by service

First Home Buyer Loans: Clients praise clear guidance through entire process, reassurance, and knowledgeable support.
Refinancing: Praised for smooth, efficient refinances; one completed faster than expected.
Investment Property Finance: Handled complex investment builds and multi-property purchases with detailed strategy and strong communication.
Construction & Building Loans: Guided investment builds with dedicated support and lender knowledge.
Self-Employed & Low-Doc Loans: Website lists self-managed super fund loans and business loans; reviews do not detail specific self-employed or low-doc outcomes.
Commercial & Business Finance: Website lists business loans, term loans, asset and equipment finance, invoice finance, and working capital; reviews mention business loans and complex finance but do not detail commercial or SME outcomes specifically.

How it compares

Rated 5 against a 4.91 average across the 339 first home buyer loans businesses listed here.
Has more Google reviews than 94% of the businesses in this directory.

How we scored this

Scoring Method

Star rating 99

Review volume 100

Review recency 100

Review sentiment 81

Profile completeness 100

Verification 30

Rating breakdown

201

FAQ

How long do typical refinances take?: One reviewer's refinance was completed faster than expected. The business states it serves Perth; specific timelines depend on lender and application complexity.
What if my application hits a complication, like an unknown default?: Reviewers report the team worked through complications (unidentified defaults, lender reclassifications) professionally and found alternatives, including switching lenders when needed.
Do brokers here stay in touch after settlement?: Yes; one client worked with Matt since 2018 through multiple refinances and purchases, with regular contact. Many reviewers note the team maintains relationships for future business.

Contact

Phone: +61481984268
Website: http://www.elitefa.com.au/
Address: 179 Main St, Osborne Park WA 6017
Open in Google Maps

Last verified 2026-09-26

Opening hours

Monday: 08:00-17:00
Tuesday: 08:00-17:00
Wednesday: 08:00-17:00
Thursday: 08:00-17:00
Friday: 08:00-16:00
Saturday: Closed
Sunday: Closed

As listed on Google.

From their website

Services listed

Home loansFirst home buyer adviceRefinancingInvestment property loansBusiness loansAsset and equipment financeInvoice finance and accounts receivableWorking capital finance

Credentials claimed:Australian Credit Licence: 389087

As published by the business on its own website; not independently verified.

Find more in this area

Osborne Park

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