Mortgage brokers in Perth CBD: ranked picks
Perth CBD sits at the centre of a broker market thick with options, and the names below have earned their place through consistent five-star feedback rather than advertising spend. Each business here is scored using a set methodology that weighs rating, review volume, recency, and sentiment, so the order reflects sustained client experience rather than a single good month.
CBD-based buyers and refinancers here range from first-home buyers navigating apartment purchases to professionals with FIFO or self-employed income needing brokers comfortable with non-standard paperwork. Several firms on this list also handle clients across greater Perth, West Perth, and beyond, so proximity to the CBD is less important than a broker's track record with your particular loan type.
97 businesses, scored on rating, review volume, recency, sentiment and listing completeness. How we score › · View on map ›
At a glance
| # | Business | Score | Rating | From | Best for |
|---|---|---|---|---|---|
| 1 | Orange Mortgage and Finance Brokers Perth | 95 | 5 (256) | — | First-home buyers |
| 2 | Habitat Finance | 95 | 5 (200) | — | Multi-property owners |
| 3 | Loanport | 94 | 5 (162) | — | Investment property loans |
| 4 | Surrey Road Finance | 94 | 5 (278) | — | Complex or commercial deals |
| 5 | FI Collective | 94 | 5 (236) | — | First-timers wanting hand-holding |
| 6 | In Mortgage & Finance Services | 94 | 5 (173) | — | FIFO and self-employed borrowers |
| 7 | Wealth Health Co | 94 | 5 (154) | — | Loans plus wealth planning |
| 8 | Bespoke Finance Group | 93 | 5 (150) | — | Long-term client relationships |
| 9 | Finance 365 | 93 | 4.9 (343) | — | first home buyer |
| 10 | Mortgage Choice in Perth | 93 | 4.9 (226) | — | first home buyer |
| 11 | Focus Property Wealth | 93 | 5 (134) | — | first home buyer |
| 12 | Westend Finance | Truck, Equipment & Vehicle Loans | 91 | 5 (91) | — | first home buyer |
| 13 | Inca Mortgage Solutions - Amy Ferguson | 91 | 5 (166) | — | first home buyer |
| 14 | ART OF REAL ESTATE | 91 | 5 (130) | — | investment property finance |
| 15 | Opti Finance | 90 | 5 (74) | — | first home buyer |
| 16 | Quick Smart Finance | 90 | 5 (72) | — | first home buyer |
| 17 | Luxe Finance Group | 90 | 5 (68) | — | first home buyer |
| 18 | Wealth Plus Group | 90 | 5 (61) | — | first home buyer |
| 19 | The Finance Agency | 90 | 5 (59) | — | first home buyer |
| 20 | Amplified Lending Solutions | 90 | 4.9 (78) | — | first home buyer |
| 21 | Oren Mortgages | 89 | 5 (56) | — | first home buyer |
| 22 | Mesh Finance | 89 | 5 (51) | — | first home buyer |
| 23 | CA LOANS | 89 | 5 (136) | — | first home buyer |
| 24 | Diversifi | 89 | 5 (136) | — | first home buyer |
| 25 | The Perth Property Co. | 89 | 4.9 (109) | — | first home buyer |
| 26 | Pilbara Finance - Mortgage Broker Perth | 89 | 4.9 (67) | — | first home buyer |
| 27 | Mortgage Choice in North Perth | 89 | 5 (54) | — | first home buyer |
| 28 | Mortgage Choice South Perth - Matthew Jukes | 89 | 5 (47) | — | first home buyer |
| 29 | Dynamic Property Advisory | 89 | 5 (45) | — | investment property finance |
| 30 | Your Home Equity | Reverse Mortgage Brokers | 88 | 5 (42) | — | first home buyer |
| 31 | EZPZ Home Loans | 88 | 5 (35) | — | first home buyer |
| 32 | Formal Finance | 87 | 5 (31) | — | first home buyer |
| 33 | Strategic Mortgages Perth | 87 | 4.9 (56) | — | first home buyer |
| 34 | Finance Quarter | 86 | 5 (25) | — | first home buyer |
| 35 | Mortgage Choice Mount Lawley - Todd McVee | 86 | 5 (37) | — | first home buyer |
| 36 | Keating Finance | 85 | 4.9 (39) | — | first home buyer |
| 37 | iSecure Loans | 85 | 5 (18) | — | first home buyer |
| 38 | Shivam Sharma - Amplified Lending Solutions | 85 | 5 (20) | — | first home buyer |
| 39 | Prowest Financial Solutions | 84 | 4.7 (33) | — | first home buyer |
| 40 | Verida Lending | 84 | 5 (16) | — | first home buyer |
| 41 | Ally Home Loans - Australian Mortgages for Expats & Residents | 84 | 5 (16) | — | first home buyer |
| 42 | AUSUN Finance WA | 84 | 5 (15) | — | first home buyer |
| 43 | Ecco Finance Solutions | 84 | 5 (16) | — | first home buyer |
| 44 | Finance My Home | 84 | 4.9 (36) | — | first home buyer |
| 45 | Smartmove | 81 | 5 (7) | — | first home buyer |
| 46 | Greenleaf Finance | 81 | 5 (10) | — | first home buyer |
| 47 | PARQ Finance | 79 | 5 (15) | — | first home buyer |
| 48 | Vantage International Property & Finance | 79 | 5 (11) | — | first home buyer |
| 49 | Primarius Financial Solutions | 78 | 5 (14) | — | first home buyer |
| 50 | Mortgage Choice Broker - Anthony Jayamaha and Surbhi Patel | 78 | 5 (9) | — | first home buyer |
| 51 | Lister Finance | 78 | 5 (11) | — | investment property finance |
| 52 | Special Finance | 78 | 4.8 (33) | — | first home buyer |
| 53 | Loan Market Ultimate | 77 | 4.9 (62) | — | first home buyer |
| 54 | A1 Financial Services and Advice | 76 | 5 (6) | — | first home buyer |
| 55 | Epic Finance | 74 | 4.6 (21) | — | car personal finance |
| 56 | Able Finance | 72 | 5 (8) | — | first home buyer |
| 57 | Boutique Finance Perth | 72 | 5 (25) | — | first home buyer |
| 58 | Wealth & Security Planners | 72 | 5 (4) | — | first home buyer |
| 59 | The Finance Agency / All About You Finance | 71 | 4.9 (35) | — | first home buyer |
| 60 | Mortgage Choice Perth - Bevan O'Farrell & Kim Harrison | 69 | 5 (8) | — | first home buyer |
| 61 | Purple Circle Financial Services | 68 | 5 (9) | — | first home buyer |
| 62 | Luke Adams - Diversifi Finance | 84 | 4.9 (17) | — | first home buyer |
| 63 | Mortgage Broker Perth - Hunter Galloway | 67 | 5 (1) | — | first home buyer |
| 64 | DPS Lending Solutions | 67 | 5 (1) | — | first home buyer |
| 65 | The Reformed Adviser | 67 | 5 (6) | — | first home buyer |
| 66 | Findex Perth | 65 | 5 (4) | — | first home buyer |
| 67 | Capitage Finance -Anjila | 64 | 5 (4) | — | first home buyer |
| 68 | Slater & Muir | 64 | 5 (3) | — | first home buyer |
| 69 | Nicole Kennedy - Finance Specialist | 63 | 5 (8) | — | first home buyer |
| 70 | Indigo Money | 63 | 5 (2) | — | first home buyer |
| 71 | Michael Pham - Finance Specialist | 63 | 5 (2) | — | first home buyer |
| 72 | Mortgage Solutions Australia | 62 | 4.1 (9) | — | first home buyer |
| 73 | Finwise Home Loans | 61 | 5 (1) | — | first home buyer |
| 74 | AFG | 58 | 3.2 (9) | — | first home buyer |
| 75 | Equity Finance & Mortgages PTY LTD | 57 | 5 (1) | — | first home buyer |
| 76 | Beyond Accountancy | 56 | 3 (2) | — | first home buyer |
| 77 | Mortgage Vision | 53 | 5 (1) | — | car personal finance |
| 78 | Mortgage Brokers Perth | 53 | 5 (1) | — | first home buyer |
| 79 | Aussie Home Loans Perth (State Office) | 51 | 1 (1) | — | first home buyer |
| 80 | Mortgage Settlements Australia | 49 | 5 (1) | — | first home buyer |
| 81 | 123 Home Loans | 49 | 5 (1) | — | first home buyer |
| 82 | Natloans - Mortgage Broker Perth | 32 | — | — | first home buyer |
| 83 | FinFlow Brokers Group | 32 | — | — | first home buyer |
| 84 | Acquest Financial Services | 30 | — | — | first home buyer |
| 85 | Arrive Wealth Management | 30 | — | — | first home buyer |
| 86 | Make My Finance | 30 | — | — | first home buyer |
| 87 | XO Accounting | 30 | — | — | first home buyer |
| 88 | Lending Club Australia Pty Ltd | 30 | — | — | first home buyer |
| 89 | Mortgage Choice Perth - Jessica Li | 30 | — | — | first home buyer |
| 90 | Mortgage Broker Applecross | 30 | — | — | first home buyer |
| 91 | Tania Mondon - Perth Mortgage Broker | 28 | — | — | first home buyer |
| 92 | Liquid Finance Solutions | 26 | — | — | first home buyer |
| 93 | First Choice Loans | 26 | — | — | first home buyer |
| 94 | Horizon Mortgage Planners Pty Ltd. | 26 | — | — | first home buyer |
| 95 | Unwind Holidays Perth | 26 | — | — | first home buyer |
| 96 | Austgroup Mortgage and Finance Services | 26 | — | — | first home buyer |
| 97 | Resolve Mt Lawley | 22 | — | — | refinancing |
Ranked picks

Orange Mortgage and Finance Brokers Perth
score 95/100Laszlo Szollosi's after-hours availability and patient, repeat-question tolerance have earned WA Broker of the Year honours two years running.

Habitat Finance
score 95/100Rory and Gariet handle interstate refinancing and repeat clients across years with consistently fast, clear communication.

Loanport
score 94/100Diana McKenzie's team tailors advice per client and regularly secures better rates than customers' previous lenders.

Surrey Road Finance
score 94/100Named brokers like Charles and Dylan proactively flag problems before they get costly, backed by an unbroken run of five-star reviews.

FI Collective
score 94/100Paul and Justin explain property reports and loan terms in plain language while staying ahead of bank admin deadlines.

In Mortgage & Finance Services
score 94/100Rob, Charlotte, and Janine are singled out for making non-standard employment cases feel just as straightforward as any other.

Wealth Health Co
score 94/100Rhys and Steve's team pairs mortgage advice with tax and super planning, and works weekends when timing is tight.

Bespoke Finance Group
score 93/100Chris and Rebecca stay reachable well past settlement, following up to confirm everything landed as planned.

Finance 365
score 93/100Staff including Oliver, Carlee, Alun, Adam, Dan and Ian handle first home buys, refinances and investment loans with consistent speed and clarity.

Mortgage Choice in Perth
score 93/100Staff at Mortgage Choice walk clients through every step with patience and clear talk, making what feels daunting feel manageable.

Focus Property Wealth
score 93/100Glenn and his team deliver straightforward, patient guidance through every step of the mortgage process, from first-home purchases to multi-property refinancing.

Westend Finance | Truck, Equipment & Vehicle Loans
score 91/100Ben Rowson at Westend Finance has earned consistent five-star praise for handling car loans, refinancing, and mortgages with patient, clear communication and quick approvals.

Inca Mortgage Solutions - Amy Ferguson
score 91/100Amy Ferguson and her team (including assistant Rad) turn what feels overwhelming into a straightforward path.

ART OF REAL ESTATE
score 91/100Most buyers and property owners describe a straightforward, well-managed experience backed by staff who listen and follow up consistently.

Opti Finance
score 90/100Serena and her team at Opti Finance turn down complex loan rejections into approvals, often within weeks.

Quick Smart Finance
score 90/100Allen at Quick Smart Finance handles applications with uncommon speed and clarity, earning 5-star reviews consistently for refinancing, first home purchases, and investment loans.

Luxe Finance Group
score 90/100Jay, Linh, and Dino made borrowers feel supported from first conversation to settlement.

Wealth Plus Group
score 90/100Clients have stayed with Wealth Plus for decades, citing staff who turn financial jargon into plain language and answer calls reliably.

The Finance Agency
score 90/100Staff including Mikayla, Hanif, Paula, Cris, Josh, Kyle, and Garry consistently earn praise for attentive follow-up, patience with complications, and personalised service across home purchases, refinances, and business loans.

Amplified Lending Solutions
score 90/100Staff at Amplified consistently guide buyers through loan approval with calm, detailed explanations.

Oren Mortgages
score 89/100Hannah at Oren Mortgages earns consistent five-star praise for attentiveness and clarity.

Mesh Finance
score 89/100Chanel, Jason, and the Mesh Finance team consistently deliver first-class guidance from application through settlement.

CA LOANS
score 89/100Lu and her team deliver consistently fast loan approvals, often within 24 hours, even on complex cases involving overseas assets and tricky financial situations.

Diversifi
score 89/100Logan, Luke, Rose, Casey, Tracey and others here consistently walk first home buyers and refinancing clients through the loan process step by step, keeping them informed and answering questions at any hour.

The Perth Property Co.
score 89/100Nadija and Dan build trust through genuine care paired with clear communication, taking time to explain each stage without pressure and handling complications with practical solutions.

Pilbara Finance - Mortgage Broker Perth
score 89/100Clinton and his team earn consistent five-star praise for taking the stress out of loans.

Mortgage Choice in North Perth
score 89/100Scott Gillespie and his team at Mortgage Choice deliver consistent support across first-time buys, refinancing, and investment deals.

Mortgage Choice South Perth - Matthew Jukes
score 89/100Matt Jukes and his team turn a daunting purchase or refinance into a calm, transparent experience.

Dynamic Property Advisory
score 89/100Matt's team consistently delivers personal guidance that transforms property buying from daunting to straightforward.

Your Home Equity | Reverse Mortgage Brokers
score 88/100Scott, Jacqui, and Wade consistently turn anxious borrowers into satisfied clients by explaining reverse mortgages and home equity loans plainly and acting fast.

EZPZ Home Loans
score 88/100Ben Tan handles multiple stages of loan applications with calm, clear guidance, turning what could be stressful into a straightforward experience.

Formal Finance
score 87/100Named brokers-Brent, Nathan, Rebecca, and Teejay-paired with Emma's administrative support deliver consistent, high-touch guidance across mortgages and refinancing.

Strategic Mortgages Perth
score 87/100Ben, Richard and Sam earn repeated praise for knowing the lending market inside out and staying in close contact.

Finance Quarter
score 86/100Sean and the Finance Quarter team consistently earn five-star reviews for turning home buying into a straightforward process.

Mortgage Choice Mount Lawley - Todd McVee
score 86/100Todd, Mitch, and Sharon work methodically through applications from first contact to settlement, keeping clients in the loop at every step and removing the stress.

Keating Finance
score 85/100Chris Keating handles mortgages, refinances, and investment property loans with attentive service and quick responses.

iSecure Loans
score 85/100Dau and his team earn consistent five-star reviews for patience, straight-talking explanations, and responsive support across refinancing and first-home deals.

Shivam Sharma - Amplified Lending Solutions
score 85/100Shivam Sharma cuts through the confusion first-home buyers face.

Prowest Financial Solutions
score 84/100Matt and the team deliver swift, stress-free loan approvals with personal attention to each client's goals.

Verida Lending
score 84/100Josh Chuah handles every aspect of home lending with genuine care.

Ally Home Loans - Australian Mortgages for Expats & Residents
score 84/100Ally Home Loans consistently delivers stress-free property finance across home purchases, refinancing, and expat lending.

AUSUN Finance WA
score 84/100Jingwei at AUSUN Finance consistently earns praise for patient, thorough guidance through home loans and refinancing.

Ecco Finance Solutions
score 84/100Clients consistently praise Breno and George for treating finance like trusted friends would, breaking down complex terms and staying engaged long after settlement.

Finance My Home
score 84/100Colin and his team deliver a straightforward, confident experience from start to finish.

Smartmove
score 81/100Smartmove's Perth team, led by broker Robbie (Robert Guthrie), turns mortgage and finance applications into straightforward transactions.

Greenleaf Finance
score 81/100Dom and his North Perth team earn consistent five-star reviews for personal attention and results.

PARQ Finance
score 79/100All 15 reviewers gave five stars, consistently praising Rachael's responsiveness, patience with questions, and willingness to adapt quickly when circumstances changed.

Vantage International Property & Finance
score 79/100Stan and his Vantage team deliver hands-on service across sales, rentals, and property management in South Perth and nearby suburbs.

Primarius Financial Solutions
score 78/100All 14 reviews are five-star, citing Muriel Oliver and the team for professional advice, clarity, and consistent service over years.
Mortgage Choice Broker - Anthony Jayamaha and Surbhi Patel
score 78/100Anthony Jayamaha, Jason Cheong, and Surbhi Patel guide clients through loan applications with clarity and speed.

Lister Finance
score 78/100Across 11 reviews, all five-star, first-time buyers and repeat clients praise John for translating complex loan steps into plain English and sorting issues fast.

Special Finance
score 78/100Leon's team handles home loans, refinancing, and commercial finance with speed and care.

Loan Market Ultimate
score 77/100Rob Crawford and Candice Geiles deliver steady, attentive broker work: quick to respond, patient with first-time buyers, skilled at finding competitive rates.

A1 Financial Services and Advice
score 76/100Leng and A1 Financial Services earn consistent five-star praise for finding competitive loan rates and explaining options step by step.

Epic Finance
score 74/100Most reviewers praise Matt and Michael for rapid approvals, honest guidance, and genuine care.

Able Finance
score 72/100All eight reviews are five-star.

Boutique Finance Perth
score 72/100Leonie delivers consistent one-on-one service across home loans, refinancing, and investment finance.

Wealth & Security Planners
score 72/100Kerry Franklin and the team deliver patient, hands-on guidance through mortgage and financial planning, keeping clients informed at every step.

The Finance Agency / All About You Finance
score 71/100Staff including Jared, Helen, Kylie, Kyle, Michael, Sarah, Jerry, and Paula consistently earn five-star praise for explaining loans clearly, responding fast, and negotiating better rates across multiple lenders.

Mortgage Choice Perth - Bevan O'Farrell & Kim Harrison
score 69/100Bevan and Kim guide buyers through mortgages with patience and clear language, from first-home purchase through refinance and discharge.

Purple Circle Financial Services
score 68/100Purple Circle Financial Services earns five stars across all nine reviews from mortgage brokers who praise their support, smooth operations, and standout training for newcomers.

Luke Adams - Diversifi Finance
score 84/100Luke Adams earns consistent praise for turning loan applications into straightforward experiences.

Mortgage Broker Perth - Hunter Galloway
score 67/100Josh and the Hunter Galloway team walked a first-time buyer through each step, answering questions thoroughly and keeping the loan process stress-free and straightforward.

DPS Lending Solutions
score 67/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

The Reformed Adviser
score 67/100Six reviews spanning nine years paint a consistent picture of David Pereira as a trustworthy adviser who explains complex topics plainly and genuinely puts clients' interests first.

Findex Perth
score 65/100All four reviews are five-star, with clients reporting prompt, friendly service and naming Gerrit Vorster specifically for quick, accurate tax work.

Capitage Finance -Anjila
score 64/100All four reviewers gave five stars.

Slater & Muir
score 64/100Two reviewers describe repeat business and personal attention.

Nicole Kennedy - Finance Specialist
score 63/100Nicole Kennedy earns consistent five-star reviews for patient, organised service.

Indigo Money
score 63/100Krishna Strickland's advice and legwork impressed both reviewers, who described getting rare attentive service and solid outcomes.

Michael Pham - Finance Specialist
score 63/100Two five-star reviews from 7 years ago praise Michael's responsiveness and the time he invests in finding options.

Mortgage Solutions Australia
score 62/100Most reviewers praise named staff like David Lam, Phil Farrugia, and Danielle Pierre for thorough guidance and best-rate outcomes.

Finwise Home Loans
score 61/100One five-star review is the only feedback available.

AFG
score 58/100AFG's recent reviews centre on serious settlement failures: money directed incorrectly, delays exceeding a week, and staff unresponsive to urgent contact.

Equity Finance & Mortgages PTY LTD
score 57/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Beyond Accountancy
score 56/100One reviewer praised Paul Iannello's responsiveness and tax planning advice; another reported being hung up on by Rachel during an appointment booking attempt.

Mortgage Vision
score 53/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Mortgage Brokers Perth
score 53/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Aussie Home Loans Perth (State Office)
score 51/100One reviewer reported an unwanted phone call on a public holiday from a pushy caller who refused to accept their rejection.

Mortgage Settlements Australia
score 49/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

123 Home Loans
score 49/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Natloans - Mortgage Broker Perth
score 32/100Review evidence is limited (no individual reviews provided).


Acquest Financial Services
score 30/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

XO Accounting
score 30/100Review evidence is limited; XO Accounting lists accounting, payroll, Xero support, legal advice, and property advocacy services across multiple cities, but customer sentiment cannot be assessed from available data.

Lending Club Australia Pty Ltd
score 30/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Mortgage Choice Perth - Jessica Li
score 30/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Tania Mondon - Perth Mortgage Broker
score 28/100Review evidence is limited.

Liquid Finance Solutions
score 26/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

First Choice Loans
score 26/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Horizon Mortgage Planners Pty Ltd.
score 26/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Austgroup Mortgage and Finance Services
score 26/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.
Resolve Mt Lawley
score 22/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.


