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Mortgage brokers in Joondalup: ranked picks

mortgage broker in Joondalup, Perth

Joondalup has a dense cluster of mortgage brokers serving Perth's northern suburbs, from first-home buyer specialists to full lending teams that handle refinancing, construction loans and investment finance. The picks below are ranked using our methodology, drawing on review volume, recency and sentiment to surface brokers who consistently deliver clear communication and follow-through, not just a good rate on paper.

Joondalup Mortgage Brokers

Most of these brokers cover the wider northern corridor, from Joondalup and Currambine out to Yanchep and beyond, and several work with new-build finance for the area's ongoing land releases as well as standard purchases and refinances.

33 businesses, scored on rating, review volume, recency, sentiment and listing completeness. How we score › · View on map ›

At a glance

#BusinessScoreRatingFromBest for
1Aussie Home Loans Joondalup955 (391)—Complex or declined loans
2Primus Home Loans955 (361)—self employed finance
3Fox Mortgage Services945 (267)—First-home buyers
4ANZ Mobile Lending Joondalup945 (211)—Repeat clients, refinancing
5Prospar Finance945 (176)—Self-employed and construction loans
6Mortgage Choice in Joondalup - Danni Russell & Annik Brain945 (151)—Face-to-face guidance
7Strawberry Finance - Mortgage Broker Perth945 (169)—investment property finance
8Top Mortgages945 (156)—first home buyer
9Venture Finance914.9 (134)—self employed finance
10Coastal Loans905 (71)—self employed finance
11LnL Finance905 (70)—first home buyer
12Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras905 (57)—Land and build finance
13Mortgage Express - Michelle Mule885 (36)—first home buyer
14Rely Finance864.9 (51)—Personal, hands-on service
15Resolve Finance - Joondalup865 (66)—first home buyer
16Mortgage Focus835 (12)—first home buyer
17Clear Vision Finance815 (21)—first home buyer
18Encharge Capital804.8 (23)—first home buyer
19Mortgage Choice Joondalup - Jenni Adams805 (15)—first home buyer
20LUDA Financial Solutions795 (39)—first home buyer
21Mortgage Companion Joondalup735 (3)—first home buyer
22Aussie Home Loans - Elaine Awad715 (4)—first home buyer
23BGW Mortgage Brokers705 (3)—first home buyer
24Mortgage Choice in Hillarys - Troy & Naomi Cove705 (9)—self employed finance
25Mortgage Choice Joondalup - Mark Terhoeve695 (3)—first home buyer
26MyKey Financial Solutions - Mae P-Field643.7 (3)—self employed finance
27Mortgage Choice Joondalup - Emma Tyler635 (1)—first home buyer
28Aussie Home Loans - Jeffrey Bauer30——first home buyer
29Mortgage-Express Holly Mackie28——first home buyer
30Mortgage Broker Joondalup - Mortgage Offers26——first home buyer
31Thrive Broking26——first home buyer
32Mortgage Choice in Ocean Reef22——first home buyer
33Primary Finance18——first home buyer

Ranked picks

1
Aussie Home Loans Joondalup

Aussie Home Loans Joondalup

score 95/100
5 from 391 reviews
Complex or declined loansresponsive communicationgot best rateexplained clearly

Named brokers Michael, Phil and Isabelle are praised for fast approvals and staying involved through settlement, even after banks say no.

2
Primus Home Loans

Primus Home Loans

score 95/100
5 from 361 reviews
self employed financeresponsive communicationwent above and beyondknowledgeable broker

Mel and the team consistently guide buyers through each stage with patience and transparency, turning what could feel overwhelming into a manageable journey.

3
Fox Mortgage Services

Fox Mortgage Services

score 94/100
5 from 267 reviews
First-home buyersresponsive communicationwent above and beyondknowledgeable broker

Paul's team draws on banking experience to explain options clearly and keep working until tricky applications succeed.

4
ANZ Mobile Lending Joondalup

ANZ Mobile Lending Joondalup

score 94/100
5 from 211 reviews
Repeat clientsrefinancingresponsive communicationknowledgeable broker

Sallie Williams, Ryan, Lisa and Kirsty have kept clients coming back for over 10 years with no branch visits needed.

5
Prospar Finance

Prospar Finance

score 94/100
5 from 176 reviews
Self-employed and construction loansresponsive communicationexplained clearlypatient with questions

Pan Zhe personally answers calls and emails and sticks with hard cases, including a construction loan that took 9 months to land.

6
Mortgage Choice in Joondalup - Danni Russell & Annik Brain

Mortgage Choice in Joondalup - Danni Russell & Annik Brain

score 94/100
5 from 151 reviews
Face-to-face guidanceresponsive communicationexplained clearlysmooth settlement

Danni and Annik meet clients in person and chase lenders when approvals stall, with one client calling Annik's pursuit of a deal relentless.

7
Strawberry Finance - Mortgage Broker Perth

Strawberry Finance - Mortgage Broker Perth

score 94/100
5 from 169 reviews
investment property financeresponsive communicationgot best ratesmooth settlement

Sahil and the team at Strawberry Finance handle first-home buyers and complex cases with patience and transparency.

8
Top Mortgages

Top Mortgages

score 94/100
5 from 156 reviews
first home buyerresponsive communicationgot best ratesmooth settlement

Michael the team and Rhys are the core draw here.

9
Venture Finance

Venture Finance

score 91/100
4.9 from 134 reviews
self employed financeresponsive communicationknowledgeable brokerexplained clearly

Tom the team handle every stage with genuine care, earning consistent praise for turning what clients feared as overwhelming into clear, manageable steps.

10
Coastal Loans

Coastal Loans

score 90/100
5 from 71 reviews
self employed financeresponsive communicationfast approvalexplained clearly

Paul and the team deliver consistent, calm guidance through purchase, refinance, and bridging loans.

11
LnL Finance

LnL Finance

score 90/100
5 from 70 reviews
first home buyerresponsive communicationsmooth settlementexplained clearly

The team consistently deliver fast, transparent service across mortgages and refinances.

12
Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras

Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras

score 90/100
5 from 57 reviews
Land and build financeresponsive communicationexplained clearlywent above and beyond

Todd, Shan and Chris juggle multi-stage land-plus-build deals with daily updates and negotiated rates.

13
Mortgage Express - Michelle Mule

Mortgage Express - Michelle Mule

score 88/100
5 from 36 reviews
first home buyerresponsive communicationwent above and beyondexplained clearly

Michelle Mule earns consistent five-star praise for turning the home-buying and refinancing process from stressful into straightforward.

14
Rely Finance

Rely Finance

score 86/100
4.9 from 51 reviews
Personalhands-on serviceresponsive communicationwent above and beyond

Nicole Shepherd fields questions before clients even ask and fights banks for better rates on first-home and investment loans.

15
Resolve Finance - Joondalup

Resolve Finance - Joondalup

score 86/100
5 from 66 reviews
first home buyerresponsive communicationexplained clearlypatient with questions

Taj Singh at Resolve Finance Joondalup turns the home loan process into something manageable, not just for first-timers but for anyone facing financial hurdles.

16
Mortgage Focus

Mortgage Focus

score 83/100
5 from 12 reviews
first home buyerresponsive communicationexplained clearlywent above and beyond

Stephen the team consistently delivers personal, attentive service that turns mortgage approval into a smooth, low-stress experience.

17
Clear Vision Finance

Clear Vision Finance

score 81/100
5 from 21 reviews
first home buyerknowledgeable brokerwent above and beyondexplained clearly

Steve at Clear Vision Finance delivers consistently strong service across home loans, refinancing, and building finance.

18
Encharge Capital

Encharge Capital

score 80/100
4.8 from 23 reviews
first home buyerresponsive communicationexplained clearlyfast approval

Ross and his team at Encharge Capital have built a reputation for turning the mortgage process into something straightforward.

19
Mortgage Choice Joondalup - Jenni Adams

Mortgage Choice Joondalup - Jenni Adams

score 80/100
5 from 15 reviews
first home buyerresponsive communicationgot best rateknowledgeable broker

Jenni Adams has held clients for over a decade through multiple property transactions.

20
LUDA Financial Solutions

LUDA Financial Solutions

score 79/100
5 from 39 reviews
first home buyerresponsive communicationexplained clearlyknowledgeable broker

Jacques and his team at Luda deliver straightforward financial planning with genuine personal attention.

21
Mortgage Companion Joondalup

Mortgage Companion Joondalup

score 73/100
5 from 3 reviews
first home buyergreat with first home buyerswent above and beyondknowledgeable broker

Roger from Mortgage Companion Joondalup guides first-home buyers through loans step by step, securing them good rates.

22
Aussie Home Loans - Elaine Awad

Aussie Home Loans - Elaine Awad

score 71/100
5 from 4 reviews
first home buyerresponsive communicationwent above and beyondexplained clearly

All four reviews are five-star.

23
BGW Mortgage Brokers

BGW Mortgage Brokers

score 70/100
5 from 3 reviews
first home buyerexplained clearlyresponsive communicationpatient with questions

All three reviewers praise the team for making the loan process clear and painless, especially for first-time buyers.

24
Mortgage Choice in Hillarys - Troy & Naomi Cove

Mortgage Choice in Hillarys - Troy & Naomi Cove

score 70/100
5 from 9 reviews
self employed financeknowledgeable brokerexplained clearlyresponsive communication

All nine reviews rate Troy and Naomi five stars.

25
Mortgage Choice Joondalup - Mark Terhoeve

Mortgage Choice Joondalup - Mark Terhoeve

score 69/100
5 from 3 reviews
first home buyergot best rateknowledgeable brokerwent above and beyond

Mark Terhoeve builds lasting trust with clients, handling complex situations calmly and putting their interests ahead of commission.

26
MyKey Financial Solutions - Mae P-Field

MyKey Financial Solutions - Mae P-Field

score 64/100
3.7 from 3 reviews
self employed financeresponsive communicationexplained clearly

Two recent five-star reviews highlight Mae's quick responses and clear walk-throughs of the loan process.

27
Mortgage Choice Joondalup - Emma Tyler

Mortgage Choice Joondalup - Emma Tyler

score 63/100
5 from 1 reviews
first home buyer

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

28
AH

Aussie Home Loans - Jeffrey Bauer

score 30/100
first home buyer

No individual reviews are available for Jeffrey Bauer at Aussie Home Loans.

29
Mortgage-Express Holly Mackie

Mortgage-Express Holly Mackie

score 28/100
first home buyer

Review evidence is limited.

30
MB

Mortgage Broker Joondalup - Mortgage Offers

score 26/100
first home buyer

Review evidence is limited.

31
Thrive Broking

Thrive Broking

score 26/100
first home buyer

Review evidence for this business is limited.

32
MC

Mortgage Choice in Ocean Reef

score 22/100
first home buyer

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

33
Primary Finance

Primary Finance

score 18/100
first home buyer

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Last updated 2026-09-26