Mortgage brokers in Joondalup: ranked picks
Joondalup has a dense cluster of mortgage brokers serving Perth's northern suburbs, from first-home buyer specialists to full lending teams that handle refinancing, construction loans and investment finance. The picks below are ranked using our methodology, drawing on review volume, recency and sentiment to surface brokers who consistently deliver clear communication and follow-through, not just a good rate on paper.
Joondalup Mortgage Brokers
Most of these brokers cover the wider northern corridor, from Joondalup and Currambine out to Yanchep and beyond, and several work with new-build finance for the area's ongoing land releases as well as standard purchases and refinances.
33 businesses, scored on rating, review volume, recency, sentiment and listing completeness. How we score › · View on map ›
At a glance
| # | Business | Score | Rating | From | Best for |
|---|---|---|---|---|---|
| 1 | Aussie Home Loans Joondalup | 95 | 5 (391) | — | Complex or declined loans |
| 2 | Primus Home Loans | 95 | 5 (361) | — | self employed finance |
| 3 | Fox Mortgage Services | 94 | 5 (267) | — | First-home buyers |
| 4 | ANZ Mobile Lending Joondalup | 94 | 5 (211) | — | Repeat clients, refinancing |
| 5 | Prospar Finance | 94 | 5 (176) | — | Self-employed and construction loans |
| 6 | Mortgage Choice in Joondalup - Danni Russell & Annik Brain | 94 | 5 (151) | — | Face-to-face guidance |
| 7 | Strawberry Finance - Mortgage Broker Perth | 94 | 5 (169) | — | investment property finance |
| 8 | Top Mortgages | 94 | 5 (156) | — | first home buyer |
| 9 | Venture Finance | 91 | 4.9 (134) | — | self employed finance |
| 10 | Coastal Loans | 90 | 5 (71) | — | self employed finance |
| 11 | LnL Finance | 90 | 5 (70) | — | first home buyer |
| 12 | Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras | 90 | 5 (57) | — | Land and build finance |
| 13 | Mortgage Express - Michelle Mule | 88 | 5 (36) | — | first home buyer |
| 14 | Rely Finance | 86 | 4.9 (51) | — | Personal, hands-on service |
| 15 | Resolve Finance - Joondalup | 86 | 5 (66) | — | first home buyer |
| 16 | Mortgage Focus | 83 | 5 (12) | — | first home buyer |
| 17 | Clear Vision Finance | 81 | 5 (21) | — | first home buyer |
| 18 | Encharge Capital | 80 | 4.8 (23) | — | first home buyer |
| 19 | Mortgage Choice Joondalup - Jenni Adams | 80 | 5 (15) | — | first home buyer |
| 20 | LUDA Financial Solutions | 79 | 5 (39) | — | first home buyer |
| 21 | Mortgage Companion Joondalup | 73 | 5 (3) | — | first home buyer |
| 22 | Aussie Home Loans - Elaine Awad | 71 | 5 (4) | — | first home buyer |
| 23 | BGW Mortgage Brokers | 70 | 5 (3) | — | first home buyer |
| 24 | Mortgage Choice in Hillarys - Troy & Naomi Cove | 70 | 5 (9) | — | self employed finance |
| 25 | Mortgage Choice Joondalup - Mark Terhoeve | 69 | 5 (3) | — | first home buyer |
| 26 | MyKey Financial Solutions - Mae P-Field | 64 | 3.7 (3) | — | self employed finance |
| 27 | Mortgage Choice Joondalup - Emma Tyler | 63 | 5 (1) | — | first home buyer |
| 28 | Aussie Home Loans - Jeffrey Bauer | 30 | — | — | first home buyer |
| 29 | Mortgage-Express Holly Mackie | 28 | — | — | first home buyer |
| 30 | Mortgage Broker Joondalup - Mortgage Offers | 26 | — | — | first home buyer |
| 31 | Thrive Broking | 26 | — | — | first home buyer |
| 32 | Mortgage Choice in Ocean Reef | 22 | — | — | first home buyer |
| 33 | Primary Finance | 18 | — | — | first home buyer |
Ranked picks

Aussie Home Loans Joondalup
score 95/100Named brokers Michael, Phil and Isabelle are praised for fast approvals and staying involved through settlement, even after banks say no.

Primus Home Loans
score 95/100Mel and the team consistently guide buyers through each stage with patience and transparency, turning what could feel overwhelming into a manageable journey.

Fox Mortgage Services
score 94/100Paul's team draws on banking experience to explain options clearly and keep working until tricky applications succeed.

ANZ Mobile Lending Joondalup
score 94/100Sallie Williams, Ryan, Lisa and Kirsty have kept clients coming back for over 10 years with no branch visits needed.

Prospar Finance
score 94/100Pan Zhe personally answers calls and emails and sticks with hard cases, including a construction loan that took 9 months to land.

Mortgage Choice in Joondalup - Danni Russell & Annik Brain
score 94/100Danni and Annik meet clients in person and chase lenders when approvals stall, with one client calling Annik's pursuit of a deal relentless.

Strawberry Finance - Mortgage Broker Perth
score 94/100Sahil and the team at Strawberry Finance handle first-home buyers and complex cases with patience and transparency.

Top Mortgages
score 94/100Michael the team and Rhys are the core draw here.

Venture Finance
score 91/100Tom the team handle every stage with genuine care, earning consistent praise for turning what clients feared as overwhelming into clear, manageable steps.

Coastal Loans
score 90/100Paul and the team deliver consistent, calm guidance through purchase, refinance, and bridging loans.

LnL Finance
score 90/100The team consistently deliver fast, transparent service across mortgages and refinances.

Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras
score 90/100Todd, Shan and Chris juggle multi-stage land-plus-build deals with daily updates and negotiated rates.

Mortgage Express - Michelle Mule
score 88/100Michelle Mule earns consistent five-star praise for turning the home-buying and refinancing process from stressful into straightforward.

Rely Finance
score 86/100Nicole Shepherd fields questions before clients even ask and fights banks for better rates on first-home and investment loans.

Resolve Finance - Joondalup
score 86/100Taj Singh at Resolve Finance Joondalup turns the home loan process into something manageable, not just for first-timers but for anyone facing financial hurdles.

Mortgage Focus
score 83/100Stephen the team consistently delivers personal, attentive service that turns mortgage approval into a smooth, low-stress experience.

Clear Vision Finance
score 81/100Steve at Clear Vision Finance delivers consistently strong service across home loans, refinancing, and building finance.

Encharge Capital
score 80/100Ross and his team at Encharge Capital have built a reputation for turning the mortgage process into something straightforward.

Mortgage Choice Joondalup - Jenni Adams
score 80/100Jenni Adams has held clients for over a decade through multiple property transactions.

LUDA Financial Solutions
score 79/100Jacques and his team at Luda deliver straightforward financial planning with genuine personal attention.

Mortgage Companion Joondalup
score 73/100Roger from Mortgage Companion Joondalup guides first-home buyers through loans step by step, securing them good rates.

Aussie Home Loans - Elaine Awad
score 71/100All four reviews are five-star.

BGW Mortgage Brokers
score 70/100All three reviewers praise the team for making the loan process clear and painless, especially for first-time buyers.

Mortgage Choice in Hillarys - Troy & Naomi Cove
score 70/100All nine reviews rate Troy and Naomi five stars.

Mortgage Choice Joondalup - Mark Terhoeve
score 69/100Mark Terhoeve builds lasting trust with clients, handling complex situations calmly and putting their interests ahead of commission.

MyKey Financial Solutions - Mae P-Field
score 64/100Two recent five-star reviews highlight Mae's quick responses and clear walk-throughs of the loan process.

Mortgage Choice Joondalup - Emma Tyler
score 63/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.
Aussie Home Loans - Jeffrey Bauer
score 30/100No individual reviews are available for Jeffrey Bauer at Aussie Home Loans.

Mortgage-Express Holly Mackie
score 28/100Review evidence is limited.
Mortgage Broker Joondalup - Mortgage Offers
score 26/100Review evidence is limited.

Thrive Broking
score 26/100Review evidence for this business is limited.
Mortgage Choice in Ocean Reef
score 22/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Primary Finance
score 18/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.