Mortgage brokers in Joondalup: ranked picks
Joondalup has a dense cluster of mortgage brokers serving Perth's northern suburbs, from first-home buyer specialists to full lending teams that handle refinancing, construction loans and investment finance. The picks below are ranked using our methodology, drawing on review volume, recency and sentiment to surface brokers who consistently deliver clear communication and follow-through, not just a good rate on paper.
Most of these brokers cover the wider northern corridor, from Joondalup and Currambine out to Yanchep and beyond, and several work with new-build finance for the area's ongoing land releases as well as standard purchases and refinances.
29 businesses, scored on rating, review volume, recency, sentiment and listing completeness. How we score › · View on map ›
At a glance
| # | Business | Score | Rating | From | Best for |
|---|---|---|---|---|---|
| 1 | Aussie Home Loans Joondalup | 95 | 5 (384) | — | Complex or declined loans |
| 2 | Fox Mortgage Services | 95 | 5 (264) | — | First-home buyers |
| 3 | ANZ Mobile Lending Joondalup | 95 | 5 (206) | — | Repeat clients, refinancing |
| 4 | Prospar Finance | 94 | 5 (166) | — | Self-employed and construction loans |
| 5 | Mortgage Choice in Joondalup - Danni Russell & Annik Brain | 93 | 5 (147) | — | Face-to-face guidance |
| 6 | Harcourts Alliance | 93 | 4.9 (1420) | — | Property sales plus finance |
| 7 | Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras | 89 | 5 (52) | — | Land and build finance |
| 8 | Rely Finance | 89 | 5 (46) | — | Personal, hands-on service |
| 9 | Mortgage Express - Michelle Mule | 88 | 5 (36) | — | first home buyer |
| 10 | Resolve Finance - Joondalup | 86 | 5 (61) | — | first home buyer |
| 11 | LnL Finance | 86 | 5 (69) | — | first home buyer |
| 12 | Vevo Financial Services | 83 | 5 (31) | — | first home buyer |
| 13 | Mortgage Focus | 83 | 5 (10) | — | first home buyer |
| 14 | Clear Vision Finance | 81 | 5 (21) | — | first home buyer |
| 15 | Encharge Capital | 80 | 4.8 (23) | — | first home buyer |
| 16 | LUDA Financial Solutions | 80 | 5 (39) | — | first home buyer |
| 17 | Mortgage Choice Joondalup - Jenni Adams | 80 | 5 (15) | — | first home buyer |
| 18 | Mortgage Companion Joondalup | 74 | 5 (3) | — | first home buyer |
| 19 | McKinley Plowman | 72 | 4.3 (50) | — | first home buyer |
| 20 | Mortgage Choice Joondalup - Mark Terhoeve | 70 | 5 (3) | — | first home buyer |
| 21 | BGW Mortgage Brokers | 70 | 5 (3) | — | first home buyer |
| 22 | Mortgage Hub WA | 70 | 5 (3) | — | first home buyer |
| 23 | Aussie Home Loans - Elaine Awad | 68 | 5 (3) | — | first home buyer |
| 24 | MyKey Financial Solutions - Mae P-Field | 65 | 3.7 (3) | — | first home buyer |
| 25 | Mortgage Choice Joondalup - Emma Tyler | 64 | 5 (1) | — | first home buyer |
| 26 | Saint Finance-Jason Douglas | 63 | 5 (2) | — | first home buyer |
| 27 | Mortgage Broker Joondalup - Mortgage Offers | 26 | — | — | first home buyer |
| 28 | Thrive Broking | 26 | — | — | first home buyer |
| 29 | Mortgage Choice in Ocean Reef | 22 | — | — | first home buyer |
Ranked picks

Aussie Home Loans Joondalup
score 95/100Named brokers Michael, Phil and Isabelle are praised for fast approvals and staying involved through settlement, even after banks say no.

Fox Mortgage Services
score 95/100Paul's team draws on banking experience to explain options clearly and keep working until tricky applications succeed.

ANZ Mobile Lending Joondalup
score 95/100Sallie Williams, Ryan, Lisa and Kirsty have kept clients coming back for over 10 years with no branch visits needed.

Prospar Finance
score 94/100Pan Zhe personally answers calls and emails and sticks with hard cases, including a construction loan that took 9 months to land.

Mortgage Choice in Joondalup - Danni Russell & Annik Brain
score 93/100Danni and Annik meet clients in person and chase lenders when approvals stall, with one client calling Annik's pursuit of a deal relentless.

Harcourts Alliance
score 93/100A large, warmly reviewed team covering sales, rentals and property management across Perth's north with named staff answering after hours.

Mortgage Choice Joondalup - Shan Bott, Chris Brown, Todd Kahane, Mark Carruthers & Leonie LeCras
score 89/100Todd, Shan and Chris juggle multi-stage land-plus-build deals with daily updates and negotiated rates.

Rely Finance
score 89/100Nicole Shepherd fields questions before clients even ask and fights banks for better rates on first-home and investment loans.

Mortgage Express - Michelle Mule
score 88/100Michelle Mule earns consistent five-star praise for turning the home-buying and refinancing process from stressful into straightforward.

Resolve Finance - Joondalup
score 86/100Taj Singh handles first-home buyers with care and deep knowledge of complex situations, walking clients through every step without pushing them to move faster than they're ready.

LnL Finance
score 86/100All 69 reviews are five-star.

Vevo Financial Services
score 83/100Every review praises Veronica's responsiveness, knowledge, and ability to deliver quick results.

Mortgage Focus
score 83/100All 10 reviews centre on Stephen Davis and his reliability through mortgage approval.

Clear Vision Finance
score 81/100Steve at Clear Vision Finance delivers consistently strong service across home loans, refinancing, and building finance.

Encharge Capital
score 80/100Ross and his team at Encharge Capital have built a reputation for turning the mortgage process into something straightforward.

LUDA Financial Solutions
score 80/100Jacques and his team at Luda deliver straightforward financial planning with genuine personal attention.

Mortgage Choice Joondalup - Jenni Adams
score 80/100Jenni Adams has held clients for over a decade through multiple property transactions.

Mortgage Companion Joondalup
score 74/100Roger from Mortgage Companion Joondalup guides first-home buyers through loans step by step, securing them good rates.

McKinley Plowman
score 72/100Long-standing clients praise specific staff members for genuine care and fixing prior mistakes, but recent reviews flag serious lapses: missed appointments, nine-month delays on tax returns, and poor phone responsiveness.

Mortgage Choice Joondalup - Mark Terhoeve
score 70/100Mark Terhoeve builds lasting trust with clients, handling complex situations calmly and putting their interests ahead of commission.

BGW Mortgage Brokers
score 70/100All three reviewers praise Brion for making the loan process clear and painless, especially for first-time buyers.

Mortgage Hub WA
score 70/100Glen Fisher at Mortgage Hub WA earns consistent five-star reviews for patient guidance, clear explanations, and genuine care for client outcomes.

Aussie Home Loans - Elaine Awad
score 68/100All three reviewers experienced straightforward, caring support from Elaine.

MyKey Financial Solutions - Mae P-Field
score 65/100Two recent five-star reviews highlight Mae's quick responses and clear walk-throughs of the loan process.

Mortgage Choice Joondalup - Emma Tyler
score 64/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Saint Finance-Jason Douglas
score 63/100Jason Douglas has a banking background and matches customers to competitive rates, securing deals better than what banks quote initially.
Mortgage Broker Joondalup - Mortgage Offers
score 26/100Review evidence is limited.

Thrive Broking
score 26/100Review evidence for this business is limited.
Mortgage Choice in Ocean Reef
score 22/100Not enough recent reviews yet to synthesise a reliable sentiment read for this business.