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Prospar Finance

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 176 Google reviews · How we rank ›

5.0(176) 94 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansSelf-Employed & Low-Doc LoansMortgage BrokerRefinancingInvestment Property FinanceCommercial & Business FinanceConstruction & Building LoansCar & Personal Loans
Prospar Finance
Location
Joondalup
Services
First Home Buyer Loans, Self-Employed & Low-Doc Loans, Mortgage Broker
Reviews
176
Ranking
#13 in First Home Buyer Loans
Best for
First-home buyers and self-employed borrowers needing patient guidance through complex loan applications

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

The team at Prospar Finance turn what feels like a stressful task into something straightforward. Across a decade of clients and complex loan profiles, they stay responsive, keep their explanations clear, and follow through on every detail without pushing or rushing anyone.

They work across first home buys, refinances, construction loans, and self-employed borrowers. What stands out most in reviews is not speed but care: the team takes time to understand each client's situation, stays available by phone or email, and handles paperwork and applications so thoroughly that clients describe the whole process as simple and stress-free.

Praised for
  • responsive and available
  • explains clearly
  • patient with questions
  • handles details smoothly
  • treats clients with genuine care
responsive-communicationexplained-clearlypatient-with-questionswent-above-and-beyondknowledgeable-brokerreliable-followupsmooth-settlementhandled-complex-situation
Best for: First-home buyers and self-employed borrowers needing patient guidance through complex loan applications
Think twice if: No material caveats found in reviews. One 4-star review described efficient paperwork handling but voiced no complaint.

What are they good at?

  • The team personally manages complex applications
  • responds to calls and emails immediately
  • patient explanation of loan terms
  • builds long-term relationships

What reviews say by service

First Home Buyer Loans
Clients report stress-free application, clear explanations, and personal support throughout purchase and approval process
Refinancing
Multi-year clients return for refinances; the team helps consolidate mortgages and secure better rates with banks
Construction & Building Loans
Broker stuck with self-employed applicant for 9 months through pre-approval to settlement despite complex profile
Self-Employed & Low-Doc Loans
Specialises in non-standard applicant profiles; reviews praise patience and persistence with self-employed borrowers
Mortgage Broker
Clients consistently praise responsiveness, knowledge, and ability to explain terms clearly and get best available deal

How it compares

  • Rated 5 against a 4.91 average across the 339 first home buyer loans businesses listed here.
  • Has more Google reviews than 93% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 98
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
175
4
1
3
0
2
0
1
0

FAQ

How long does the mortgage approval process typically take?
One reviewer reports the team secured a loan in a very short time. However, another describes a 9-month journey for a construction loan with a self-employed, non-standard profile. Timeline depends on your situation.
Do you work with self-employed or non-standard loan applicants?
Yes. Reviews highlight the team's experience with self-employed borrowers and complex applications. One client describes him sticking with their application for 9 months despite significant challenges.
Can you help me refinance and consolidate mortgages?
Yes. A long-term client reports the team helped them refinance and combine mortgages with ANZ, securing a better rate plus cashback.
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Last updated 2026-09-26