mortgage broker guides for Perth
How-to guides and advice for choosing mortgage brokers in Perth.
Helping a parent downsize or refinance their home in WA
What adult children should understand about the finance side of helping an older parent downsize, refinance, or release equity from their home.
Updated 2026-07-28
Refinancing after separation or divorce: your home loan options in WA
The main paths for sorting out a shared home loan after separation, from refinancing into one name to selling, and what to consider before deciding.
Updated 2026-07-26
Business and commercial loans in Perth: how they differ from a home loan
Why commercial and business finance is assessed and regulated differently from a residential home loan, and what that means for how you prepare.
Updated 2026-07-24
Building a new home in WA: how a construction loan works
What makes a construction loan different from a standard home loan, and what to sort out before you sign a building contract in WA.
Updated 2026-07-22
Being a guarantor for your child's first home loan in Perth
What Perth parents should understand about the risks, alternatives, and exit options before agreeing to guarantee a child's first home loan.
Updated 2026-07-21
Struggling with mortgage repayments: options before you fall behind
What to do if meeting your mortgage repayments is getting difficult, from talking to your lender early to the hardship and refinancing options available.
Updated 2026-07-19
Car and personal loans through a broker vs going direct to your bank
How using a finance broker for a car or personal loan compares with applying through your own bank, and when each approach makes more sense.
Updated 2026-07-17
Buying an investment property in Perth: how to get your finance ready
What to sort out before you start looking at investment properties in Perth, from equity and borrowing capacity to loan structure decisions.
Updated 2026-07-15
Self-employed and declined for a home loan? What lenders want to see
Why self-employed home loan applications get declined more often than PAYG ones, and the documents and preparation that actually change the outcome.
Updated 2026-07-14
Questions to ask a mortgage broker to make sure they're working for you
A practical list of questions that reveal whether a broker is genuinely acting in your interest, beyond the ones everyone already thinks to ask.
Updated 2026-07-12
How to check a Perth mortgage broker's licence before you sign
The practical steps for verifying a mortgage broker's credit licence or credit representative status in Australia before you hand over your financial details.
Updated 2026-07-10
Refinancing your home loan in Perth: is it worth the cost and hassle
A practical way to work out whether refinancing your home loan actually saves you money once switching costs, timing, and your current rate are factored in.
Updated 2026-07-08
What upfront costs to budget for beyond your deposit in WA
The costs first home buyers in WA often forget to budget for beyond the deposit, from stamp duty to settlement fees, and how to work out your real number.
Updated 2026-07-06
First home buyer grants and schemes in WA: what's actually available
A plain-English rundown of the government grants, deposit schemes, and stamp duty concessions Perth first home buyers can actually use.
Updated 2026-07-04
What to expect when you use a mortgage broker for the first time
A step by step walkthrough of what actually happens from your first conversation with a Perth mortgage broker through to loan approval.
Updated 2026-07-02
Mortgage broker vs going direct to the bank: which should you use
The real differences between using a mortgage broker and applying with your bank directly, and how to decide which fits your situation.
Updated 2026-06-30
Is using a mortgage broker actually free? What it costs in Perth
How Perth mortgage brokers actually get paid, when a fee might apply, and the questions to ask so there are no surprises at settlement.
Updated 2026-06-28