Best commercial & business finance brokers in Perth
This list ranks 15 Perth businesses for which commercial and business finance is a core, named service, not a side offering bolted onto home loans. Ranking comes from our methodology, a composite of rating, review volume, recency and sentiment.
Looking for a home loan specialist instead? See our separate list of the best mortgage broker overall in Perth. Some businesses below appear on both lists because they cover residential and commercial lending side by side.
Picks are ranked by score and relevance to commercial & business finance, so a lower overall score can rank higher here.
At a glance
| # | Business | Score | Rating | From | Best for |
|---|---|---|---|---|---|
| 1 | The Finance Agency | 90 | 5 (59) | — | Complex, multi-loan business deals |
| 2 | FQ Finance | 93 | 5 (138) | — | Rate renegotiation and repeat business finance |
| 3 | LnL Finance | 86 | 5 (69) | — | Fast approvals on complicated finance cases |
| 4 | Armada Accountants & Advisors | 88 | 4.9 (53) | — | Business accounting paired with finance strategy |
| 5 | Inspired Money | 87 | 4.9 (53) | — | Self-employed and long-term wealth strategy |
| 6 | iSecure Loans | 85 | 5 (18) | — | Proactive rate monitoring on business and property finance |
| 7 | Fortuna Advisory Group West Perth | 84 | 4.9 (71) | — | Business insurance and finance under one roof |
| 8 | WA Finance Services | 78 | 5 (8) | — | First-home buyers wanting hands-on paperwork help |
| 9 | Primarius Financial Solutions | 78 | 5 (14) | — | Business setup and tax planning |
| 10 | Lets Finance | 70 | 4.1 (58) | — | Difficult lending situations, if you get the right broker |
| 11 | MoneyQuest - Midland | 72 | 4.7 (18) | — | First-home buyers and fast settlements |
| 12 | Wealth & Security Planners | 72 | 5 (4) | — | Hands-on guidance through complex decisions |
| 13 | McKinley Plowman | 72 | 4.3 (50) | — | Fixing prior accounting mistakes, if you land with the right staff |
| 14 | My Money House | 70 | 4.2 (18) | — | First-time property investors (with caution) |
| 15 | Tribel - Financial Advisors Perth | 70 | 5 (3) | — | Retirement transition planning |
Ranked picks
The Finance Agency
Why it ranks first
The Finance Agency runs a 30-year track record and a bench of named brokers who juggle business loans, construction and asset finance alongside standard settlements without missing a beat. A perfect five-star average across 59 reviews and high scores on recency and sentiment back up the claim that this team handles pressure-cooker deadlines well.
Pros
- Named brokers (Mikayla, Hanif, Paula, Cris, Josh, Kyle, Garry) consistently praised
- Handles business loans, asset finance and construction finance at once
- Fast approvals even on complicated files
- Clear explanations that reduce client stress
Services: first home buyer, refinancing, investment property finance, commercial finance
FQ Finance
Why it ranks second
FQ Finance posts the strongest composite on this list, built on 138 reviews at a near-perfect rating and top marks for volume and recency. Named specialists stay engaged well past settlement, coming back to renegotiate rates and revalue property, which matters as much for business finance as it does for a first mortgage.
Pros
- Named team (Dylan, Todd, Tatenda, Mihir) follows deals start to finish
- Beats dealership and bank rate offers
- Post-settlement repricing and revaluation support
- Fast response and clear explanations for non-finance-savvy clients
Services: first home buyer, mortgage broker, commercial finance
LnL Finance
Why it ranks third
Leandro and his small team at LnL Finance have a perfect five-star record across 69 reviews, with several clients returning over multiple years. The business specialises in working through complex cases quickly rather than defaulting to the simplest lender.
Pros
- All 69 reviews are five-star
- Leandro personally handles complicated cases
- Fast loan approvals and processing
- Tailors finance structures to individual circumstances
Watch out: Confidence is rated low here, worth checking recent availability given the smaller review base relative to the top two.
Services: first home buyer, refinancing, investment property finance, commercial finance
Armada Accountants & Advisors
Why it ranks fourth
Armada Accountants & Advisors blends tax, bookkeeping and financial planning with the kind of proactive reminders that keep business owners ahead of deadlines. A 4.9 rating across 53 reviews and a decade-plus of retained clients point to consistency rather than one-off wins.
Pros
- Named staff (Hanson, Kelly, Mark, Mike) with long client tenure
- Handles complex tax and crypto-related cases
- Proactive BAS and tax deadline reminders
- Explains financial matters in plain language
Services: first home buyer, mortgage broker, commercial finance
Inspired Money
Why it ranks fifth
Inspired Money's Pat, Shane and team are known for hearing out a client's full financial picture before recommending anything, which suits business owners juggling mortgages, super and investment decisions together. Relationships here run five to eight years deep, with reviewers crediting the firm for a no-pressure, integrity-first approach.
Pros
- Explains strategy in plain language, no hard sell
- Multi-decade client relationships in some cases
- Handles mortgages, super and estate planning together
- Consistently responsive and available
Watch out: Fees are noted as a factor by some clients, though matched by the depth of ongoing attention.
Services: first home buyer, refinancing, investment property finance, self employed finance
iSecure Loans
Why it ranks sixth
Dau at iSecure Loans keeps an eye on rates after settlement and comes back to clients with refinancing opportunities rather than waiting to be asked. Eighteen reviews, all five-star, cover home loans, investment property, land and business finance with no complaints on record.
Pros
- Perfect rating across all 18 reviews
- Proactively flags refinancing and rate-reduction opportunities
- Clear, patient explanations for first-timers and complex deals alike
- Long-term relationships with repeat clients
Watch out: Smaller review volume than the top-ranked firms, so the track record is shorter.
Services: first home buyer, refinancing, mortgage broker, commercial finance
Fortuna Advisory Group West Perth
Why it ranks seventh
Fortuna Advisory Group's team, especially Sahil, Sumit, Parvinder Singh and Anush, has built genuine loyalty with clients who report seven to eight years of steady advice and fast claims handling. It's a solid choice for businesses wanting insurance and finance advice from the same office.
Pros
- Long-term client retention (7-8+ years reported)
- Fast, transparent insurance claims processing
- Business and personal finance services combined
- Named advisors consistently praised for tailored solutions
Watch out: A handful of recent one-star reviews flag fee escalation and billing confusion, so confirm charges up front.
Services: first home buyer, self employed finance, car personal finance, mortgage broker
WA Finance Services
Why it ranks eighth
Michael Chau's team at WA Finance Services has eight five-star reviews with no complaints and a client base that includes decade-long repeat business. They're known for staying available outside normal hours to walk people through paperwork.
Pros
- No complaints across all reviews
- Michael Chau leads hands-on end-to-end support
Watch out: Review volume is small (8), so treat the track record as promising rather than exhaustive.
Services: first home buyer, refinancing, investment property finance, commercial finance
Primarius Financial Solutions
Why it ranks ninth
Muriel Oliver's seven-plus years advising the same clients shows up clearly in Primarius Financial Solutions' reviews, all five-star, which focus on business setup, tax planning and ongoing financial management. It's a fit for owners who want one advisor across the life of the business rather than a transactional broker.
Pros
- All 14 reviews are five-star
- Muriel Oliver's 7+ year advisory relationships
- Handles complex business setups and tax planning
- Clear, jargon-free communication
Watch out: Review count is modest, so this is a lower-confidence pick relative to the top of the list.
Services: first home buyer, mortgage broker, commercial finance
Lets Finance
Why it ranks tenth
Adam Austin and Donna-Marie at Lets Finance have secured strong outcomes for clients with complicated lending needs, and the admin team draws praise when things go well. The composite score is pulled down by a pattern of inconsistency that's worth weighing before committing.
Pros
- Handles complex or difficult lending situations
- Strong communication when engaged
- Admin team praised for support
- Brokers who go above and beyond on the right file
Watch out: Multiple reviews report being ignored for months, dropped applications, and admin errors, so service quality varies by broker.
Services: refinancing, investment property finance, commercial finance, self employed finance
MoneyQuest - Midland
Why it ranks #11
Peter Flint at MoneyQuest Midland has a reputation for quick settlements and patient, thorough explanations, particularly for first-home buyers. One self-employed client flagged gaps in handling non-standard income documentation, so business owners with complex structures may want a specialist elsewhere.
Pros
- Fast settlement and approval times
- Patient, thorough explanations
- Flexible availability, including holidays
- Deep knowledge of loan structuring
Watch out: One reviewer noted self-employed applications were mishandled with gaps in lender requirement knowledge.
Services: first home buyer, mortgage broker, commercial finance, car personal finance
Wealth & Security Planners
Why it ranks #12
Kerry Franklin at Wealth & Security Planners is described as available around the clock and willing to walk clients through complicated financial decisions step by step. The review base is small, but the sentiment is uniformly positive.
Pros
- Named broker Kerry Franklin praised across all reviews
- All-hours email and phone support
Watch out: Only 4 reviews on record, so this is an early-stage track record.
Services: first home buyer, mortgage broker, commercial finance
McKinley Plowman
Why it ranks #13
McKinley Plowman has individual staff members that long-standing clients trust deeply, including some credited with fixing errors left behind by previous accountants. The firm's composite score reflects a real split: heartfelt loyalty from five-plus-year clients set against recent complaints about delays and responsiveness.
Pros
- Individual staff highly trusted over many years
- Track record of fixing mistakes from previous accountants
- Clear communication and timely updates when the relationship works well
- Willing to invest in training to resolve issues
Watch out: Recent reviews report missed appointments, tax returns delayed up to nine months, and inconsistent phone responsiveness.
Services: first home buyer, mortgage broker, commercial finance
My Money House
Why it ranks #14
My Money House has staff like Jack, Jayde and James who get strong marks for guiding first-time investors through finance, build and rental setup in-house. The composite score reflects a real risk though: several recent reviews describe silence and unresolved issues once the initial deal closes.
Pros
- Handles the entire investment property process in-house
- Named specialists praised for clear, expert guidance
- Strong track record with first-time investors
- Covers finance, build, rental setup and tax advice
Watch out: Multiple reviews report ghosting after the deal closes, refund disputes, and construction delays of 16+ months.
Services: first home buyer, investment property finance, car personal finance, mortgage broker
Tribel - Financial Advisors Perth
Why it ranks #15
Daniel at Tribel is credited with clear, patient guidance through retirement planning, taking the time to understand a client's full position before advising. The sample is only three reviews, all five-star, so treat this as a promising but early track record for business owners planning an exit or transition.
Pros
- Clear explanations in plain language
- Takes time to review a client's full financial position
Watch out: Only 3 reviews on record, the smallest sample on this list.
Services: first home buyer, mortgage broker, commercial finance
Request a consultation with mortgage broker in Perth to discuss rates, eligibility, and terms for your loan.
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Guides before you choose
- Business and commercial loans in Perth: how they differ from a home loan
Why commercial and business finance is assessed and regulated differently from a residential home loan, and what that means for how you prepare.