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LnL Finance

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 70 Google reviews · How we rank ›

5.0(70) 90 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansSelf-Employed & Low-Doc LoansMortgage BrokerCommercial & Business FinanceRefinancingInvestment Property Finance
LnL Finance
Location
Joondalup
Services
First Home Buyer Loans, Self-Employed & Low-Doc Loans, Mortgage Broker
Reviews
70
Ranking
#44 in First Home Buyer Loans
Best for
First-home buyers and existing customers seeking refinance or investment property financing.

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

The team consistently deliver fast, transparent service across mortgages and refinances. Reviewers over seven years report quick approvals, clear explanations, genuine investment in outcomes, and staff who solve complex cases without fuss.

The business handles first-home buyers through to investment refinances in Joondalup.

Praised for
  • responsive and proactive staff
  • knowledgeable brokers who explain clearly
  • goes above and beyond
  • stress-free process
  • quick approvals and settlements
responsive-communicationsmooth-settlementexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupgreat-with-first-home-buyerssettled-on-time
Best for: First-home buyers and existing customers seeking refinance or investment property financing.

What are they good at?

  • Named brokers (the team) with 7+ years in business
  • Fast approvals, often faster than other brokers
  • Handles complex refinances and saves clients money
  • Patient first-home buyer support

What reviews say by service

First Home Buyer Loans
Multiple first-home buyers praise smooth process, clear explanations, and fast approvals.
Refinancing
Reviewers cite complex refinances handled well and interest rate improvements secured.
Investment Property Finance
Investment property loans mentioned as customised to client needs with speedy approvals.
Mortgage Broker
Broking service described as stress-free, proactive, and outcomes-focused across multiple client types.

How it compares

  • Rated 5 against a 4.93 average across the 237 commercial & business finance businesses listed here.
  • Has more Google reviews than 79% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 80
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
70
4
0
3
0
2
0
1
0

FAQ

How quickly do approvals typically happen?
One first-home buyer reports approval faster than other brokers, with work done overnight when needed. Another reviewer notes speedy approvals on investment property loans.
Can LnL help if my refinance is complex?
Yes. Reviewers cite a complex refinance case where the team solved the loan structure and saved money long-term. One client also reports the team securing a $4,000 interest rate refund.
Do they explain things clearly to first-home buyers?
Yes. Multiple first-home buyers say staff explained every detail, making the process less overwhelming and easy to understand.

Similar mortgage brokers nearby

Fox Mortgage Services
94

Fox Mortgage Services

5.0(267)✓ Google-verified

Paul and his team turn first-time buyers' anxiety into confidence through patient guidance and real results, often solving applications banks elsewhere rejected. Reviewers across multiple property deals highlight their speed, follow-through on complex cases, and willingness to spend time answering questions without pushing a standard solution. The core strength is practical: they explain mortgages plainly, connect clients with settlement agents, suggest money-saving grants, and navigate tight deadlines. Repeat customers trust them with refinance and investment deals. No complaints surface across 267 reviews, only consistent praise for professionalism and genuine care.

First Home Buyer LoansMortgage BrokerCommercial & Business Finance
Mortgage Express - Michelle Mule
88

Mortgage Express - Michelle Mule

5.0(36)✓ Google-verified

Michelle Mule earns consistent five-star praise for turning the home-buying and refinancing process from stressful into straightforward. She takes time understanding clients' long-term goals, explains options clearly, and stays reachable outside hours to keep deals on track. First-home buyers particularly commend her persistence navigating pre-approval hurdles and family commitments. Clients describe her as knowledgeable, patient, and genuinely invested in their success, with several mentioning she made all the difference between feeling lost and feeling supported.

First Home Buyer LoansMortgage BrokerRefinancing
Mortgage-Express Holly Mackie
28 low data

Mortgage-Express Holly Mackie

No rating yet

Review evidence is limited. The business lists a wide range of services including home loans, refinancing, investment finance, and car buying on their website. They claim over two decades of experience and operate as a Corporate Credit Representative under Astute Financial Management (Australian Credit License 364253).

First Home Buyer LoansMortgage BrokerRefinancing

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Last updated 2026-09-26