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Fox Mortgage Services

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 264 Google reviews · How we rank ›

5.0(264) 95 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingCommercial & Business FinanceConstruction & Building LoansSelf-Employed & Low-Doc LoansCar & Personal LoansMortgage Broker
Fox Mortgage Services
Services
First Home Buyer Loans, Refinancing, Commercial & Business Finance
Reviews
264

What recent reviews say

Paul and his team earn consistent praise for turning uncertain buyers into confident homeowners. They excel with first-home buyers navigating unfamiliar territory, drawing on deep banking experience to solve tricky applications, explain options clearly, and secure competitive rates. Reviewers highlight their accessibility and genuine willingness to keep working until a deal succeeds.

Nikki, Kyra, and Dale are named as team members who share that ethos. The service spans first purchase, refinancing, investment deals, and construction finance. Customers mention being guided through grants, financial restructuring, and even multi-title mortgages. Their approach is calm, transparent, and tailored rather than generic.

Praised for
  • patient guidance for first-home buyers
  • knowledgeable about Perth market and lending
  • responsive and accessible
  • goes above and beyond
  • handles complex applications
responsive-communicationgot-best-ratesmooth-settlementexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupgreat-with-first-home-buyerssettled-on-time
Best for: First-home buyers uncertain where to start, especially those with non-standard income or obstacles.

Strengths

  • deep Perth market knowledge
  • specialised in first-home buyers with complex situations
  • accessible, patient approach to education
  • track record solving tricky multi-bank applications

Worth knowing

  • Paul Fox is the principal; Nikki, Kyra, and Dale are named team members
  • Handled multi-title mortgages for one couple
  • Navigated foreign investor lending rules
  • Assisted customers across QLD-to-WA relocations
  • Helped student couple with single income and modest savings secure approval
  • Managed tight Christmas settlement deadline

What reviews say by service

First Home Buyer Loans
Reviewers consistently praise patient guidance, clear explanations, and willingness to help those turned away elsewhere.
Refinancing
Described as effortless and efficient in one customer's refinance after their original 2019 first purchase.
Commercial & Business Finance
Website lists commercial loans and business loans; reviews do not detail this service specifically.
Construction & Building Loans
Website lists construction finance; reviews do not detail this service specifically.
Self-Employed & Low-Doc Loans
One reviewer noted they had unusual work circumstances and were approved despite low single income.
Car & Personal Loans
Website lists vehicle finance; reviews do not detail this service specifically.

How it compares

  • Rated 5 against a 4.92 average across the 322 first home buyer loans businesses listed here.
  • Has more Google reviews than 97% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 100
Review volume 100
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
263
4
1
3
0
2
0
1
0

Common questions

What happens if I've been turned away by another broker?
Fox Mortgage Services has a track record of working with applicants others have rejected, including students, single-income couples, and those with non-standard work. They negotiate with multiple banks to find solutions.
Will they help me understand grants and financial improvements?
Yes. One first-home buyer noted they were walked through available grants and money-saving schemes. Another customer received recommendations on restructuring their finances and reducing inefficiencies.
Can they handle interstate relocations or complex mortgages?
Reviewers mention successful QLD-to-WA moves and multi-title mortgages. The team uses their banking contacts and experience to navigate obstacles.

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Last updated 2026-07-30