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Top Mortgages

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 156 Google reviews · How we rank ›

5.0(156) 94 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansSelf-Employed & Low-Doc LoansMortgage BrokerRefinancingInvestment Property FinanceCommercial & Business FinanceConstruction & Building LoansCar & Personal Loans
Top Mortgages
Location
Wanneroo
Services
First Home Buyer Loans, Self-Employed & Low-Doc Loans, Mortgage Broker
Reviews
156
Ranking
#20 in First Home Buyer Loans
Best for
First-home buyers, property investors, and people refinancing or navigating complex bank requirements.

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-08-30.

What do recent reviews say?

Michael the team and Rhys are the core draw here. Reviewers return repeatedly for their calm, patient handling of property purchases, refinances, and complex bank requirements. Both brokers answer questions promptly, explain options clearly, and stay engaged through settlement without hiccup or frustration.

The team operates across Perth and Murray Region, managing home loans, investment finance, construction deals, and car loans over their 20-year history. Clients consistently mention feeling supported through what they describe as a naturally stressful process, with no surprises or hidden friction in the application and settlement journey.

Praised for
  • knowledgeable staff
  • responsive communication
  • patient and thorough
  • handles complex situations
  • goes above and beyond
responsive-communicationgot-best-ratesmooth-settlementexplained-clearlyknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupwent-above-and-beyond
Best for: First-home buyers, property investors, and people refinancing or navigating complex bank requirements.

What are they good at?

  • Michael the team and Rhys personally manage client relationships
  • 20 years in business
  • CBA Platinum Broker with MFAA accreditation
  • handles refinance, purchase, and complex bank scenarios

What reviews say by service

First Home Buyer Loans
Rhys removes anxiety from first purchases, answers every question patiently, settlement without hiccups.
Refinancing
Mike and Rhys handle refinances smoothly, navigate complex bank requirements, keep communication clear throughout.
Investment Property Finance
Team provides structured advice on property investment loans; no specific complaints in reviews.
Construction & Building Loans
Listed service; limited specific review evidence but consistent praise for product knowledge.
Commercial & Business Finance
Listed service; limited specific review evidence but consistent praise for product knowledge.

How it compares

  • Rated 5 against a 4.91 average across the 339 first home buyer loans businesses listed here.
  • Has more Google reviews than 91% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 95
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
156
4
0
3
0
2
0
1
0

FAQ

How long has Top Mortgages been operating?
The business states it has been operating for 20 years. Multiple reviewers mention working with Mike over 15+ years and across multiple properties.
Who are the mortgage brokers at Top Mortgages?
Michael the team and Rhys are named as brokers in reviews. Reviewers describe both as patient, knowledgeable, and responsive. The business states it employs MFAA fully accredited mortgage professionals.
What areas do they serve?
Their website lists Perth and the Murray Region. The business is located in Wanneroo and operates 7 days a week according to Google business hours.
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Last updated 2026-09-26