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Michael Pham - Finance Specialist

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 2 Google reviews · How we rank ›

5.0(2) 63 low data composite score See reviews on Google
First Home Buyer LoansMortgage Broker
Michael Pham - Finance Specialist
Services
First Home Buyer Loans, Mortgage Broker
Reviews
2

What recent reviews say

Two five-star reviews from 7 years ago praise Michael's responsiveness and the time he invests in finding options. One reviewer worked with him on two investment properties over three years and credits him for staying current with banking shifts. Evidence is limited to two older reviews.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • responsive communication
  • thorough research and options
  • personal attention and follow-up
  • reliable advice on investment properties
responsive-communicationreliable-followupwent-above-and-beyondknowledgeable-brokerhandled-complex-situation
Best for: First-home buyers and investors wanting hands-on research into loan options.
Think twice if: Very limited recent review data; both reviews are over seven years old.

Strengths

  • Responds outside hours to questions
  • Researches multiple options and rates
  • Tracks market and banking changes

Worth knowing

  • Christopher Gee (CFP since 2001, UWA Commerce degree, Securities Institute diploma) and Andrew Yoong (Curtin Commerce/Finance, Deakin Financial Planning diploma) are listed advisers on website
  • Website claims services: home loans for first-home buyers, residential and investment mortgages, debt consolidation, SMSF lending, bridging finance, commercial and business loans, financial planning, superannuation advice
  • Authorised Representative and Credit Representative of Hillross Financial Services Limited (Licence No. 232705)
  • Business states it has operated since July 2002

What reviews say by service

First Home Buyer Loans
Limited evidence; one seven-year-old review suggests attentive, hands-on service but data is thin.
Investment Property Finance
Reviewer worked with Michael on two investment properties over three years, crediting thorough options research and market awareness.

How it compares

  • Rated 5 against a 4.92 average across the 322 first home buyer loans businesses listed here.
  • Has more Google reviews than 21% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 95
Review volume 21
Review recency 0
Review sentiment 65
Profile completeness 100
Verification 30

Rating breakdown

5
2
4
0
3
0
2
0
1
0
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Last updated 2026-07-30