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Habitat Finance

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 202 Google reviews · How we rank ›

5.0(202) 95 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingInvestment Property FinanceCommercial & Business FinanceSelf-Employed & Low-Doc LoansConstruction & Building LoansCar & Personal LoansMortgage Broker
Habitat Finance
Location
South Perth
Services
First Home Buyer Loans, Refinancing, Investment Property Finance
Reviews
202
Ranking
#23 in First Home Buyer Loans
Best for
First-time home buyers and multi-property investors seeking patient, transparent advice from named brokers.

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Rory and Gariet at Habitat Finance earn consistent praise for understanding client needs and explaining options clearly at every step. Reviewers return repeatedly and recommend widely, citing fast approvals, genuine care, and the ability to navigate complex situations like interstate moves or refinancing while overseas.

The team handles first-home buyers, refinancing, investment property purchases, and multi-property portfolios with equal professionalism. Staff take time upfront to understand circumstances and remain available for follow-up questions. No complaints appear across 20 recent reviews spanning multiple years.

Praised for
  • knowledgeable and transparent advice
  • goes above and beyond for clients
  • responsive and quick communication
  • smooth, stress-free process
  • patient with first-time buyers
responsive-communicationsmooth-settlementexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupgreat-with-first-home-buyerssettled-on-time
Best for: First-time home buyers and multi-property investors seeking patient, transparent advice from named brokers.

What are they good at?

  • Named brokers (Rory, Gariet, Tanya) recognised by name across reviews
  • Consistent fast approvals and smooth settlements
  • Handles complex scenarios: interstate moves, overseas partners, multi-property portfolios
  • Highly responsive to questions and follow-up

What reviews say by service

First Home Buyer Loans
Patience and clear explanation of options on first call; smooth process from start to approval.
Refinancing
Manages refinancing complexities, including cases where partners are overseas during the process.
Investment Property Finance
Clients secure investment property loans with consistent guidance and no issues reported.
Mortgage Broker
Transparent advice tailored to client circumstances; strong market knowledge guides informed decisions.

How it compares

  • Rated 5 against a 4.91 average across the 240 car & personal loans businesses listed here.
  • Has more Google reviews than 94% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 100
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
201
4
0
3
0
2
0
1
1

FAQ

How quickly can I get a home loan approved?
One reviewer had financial approval finalised within one week of starting the process.
Can Habitat Finance help if I'm buying with a partner overseas?
Yes. One reviewer praised Gariet's expertise in managing refinancing when their partner was overseas during the process.
Are the brokers available to answer questions after the sale completes?
Yes. Reviewers describe ongoing availability for questions about mortgages and finance options, years after their initial transaction.
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Last updated 2026-09-26