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Habitat Finance

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 200 Google reviews · How we rank ›

5.0(200) 95 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingInvestment Property FinanceCommercial & Business FinanceConstruction & Building LoansSelf-Employed & Low-Doc LoansCar & Personal LoansMortgage Broker
Habitat Finance
Services
First Home Buyer Loans, Refinancing, Investment Property Finance
Reviews
200

What recent reviews say

Rory and Gariet deliver standout service across multiple properties and loan types, consistently praised for patience, speed, and going above expectations. Reviewers repeatedly return over years; first-time buyers feel supported throughout, and complex situations like interstate refinancing are handled with care and clear communication.

Praised for
  • named brokers (Rory, Gariet) go above and beyond
  • quick responses and efficient processes
  • clear explanations and patient with questions
  • knowledgeable and trustworthy advice
  • smooth, stress-free experience
responsive-communicationexplained-clearlywent-above-and-beyondknowledgeable-brokersmooth-settlementgreat-with-first-home-buyerspatient-with-questionshandled-complex-situationreliable-followup
Best for: First-time home buyers, repeat property investors, those needing interstate or complex refinancing support

Strengths

  • Named brokers with deep market knowledge and decade-long client relationships
  • First-time buyer friendly with thorough explanations
  • Handles multi-property and complex refinancing situations
  • Fast approval and settlement timelines

Worth knowing

  • Rory and Gariet are named brokers with 10+ year client relationships
  • Gariet handled refinancing while client's partner was overseas
  • Approval finalised within one week for a first-home-buyer client
  • Team named includes Tanya
  • Rory has assisted clients with three property purchases and refinances across interstate and regional WA

What reviews say by service

First Home Buyer Loans
Takes time to explain options, patient and friendly; clients feel confident and supported throughout
Refinancing
Handles complex situations including overseas complications; clear navigation of processes and blips
Investment Property Finance
Keeps clients informed and available throughout; kept investor happy across multiple properties
Mortgage Broker
Fast processing, transparent advice, responsive communication; clients return over many years

How it compares

  • Rated 5 against a 4.92 average across the 322 first home buyer loans businesses listed here.
  • Has more Google reviews than 93% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 100
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
199
4
0
3
0
2
0
1
1

Common questions

How long does approval typically take?
One client reported their financial approval was finalised within one week of starting.
Can they help if I'm buying my first home?
Yes. Reviewers specifically praise Gariet and Rory for taking time to explain all options clearly and making first-time buyers feel confident and supported.
Do they work with clients outside Perth?
Yes. Reviewers mention Rory has helped clients living interstate and in regional WA.
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Last updated 2026-07-30