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Strategic Mortgages Perth

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 68 Google reviews · How we rank ›

4.9(68) 89 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingInvestment Property FinanceCommercial & Business FinanceSelf-Employed & Low-Doc LoansCar & Personal LoansMortgage Broker
Strategic Mortgages Perth
Location
Perth
Services
First Home Buyer Loans, Refinancing, Investment Property Finance
Reviews
68
Ranking
#98 in First Home Buyer Loans
Best for
First-time buyers wanting a broker who explains every loan option clearly and stays available through settlement.

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Reviewers consistently describe Ben and Richard as approachable brokers who take time to explain options clearly and stay available throughout the loan journey. They handle first homes, investments, and refinances with equal care, and staff reliably work fast to find competitive rates without surprises.

Staff including Ben, Richard, and Sam earn repeated praise for responsiveness, industry knowledge, and handling complex cases. Buyers mention mortgage settlement services speeding up the process. Long-standing clients return for multiple purchases.

Praised for
  • knowledgeable and clear explanations
  • responsive and available staff
  • broker goes above and beyond
  • gets competitive rates and good deals
  • smooth process from start to finish
responsive-communicationgot-best-ratesmooth-settlementexplained-clearlyknowledgeable-brokerwent-above-and-beyondpatient-with-questionshandled-complex-situationreliable-followupgreat-with-first-home-buyerssettled-on-time
Best for: First-time buyers wanting a broker who explains every loan option clearly and stays available through settlement.
Think twice if: No material complaints surface in recent reviews; caution appears unwarranted based on available evidence.

What are they good at?

  • Named brokers Ben and Richard consistently praised for knowledge and availability
  • Mortgage settlement service included, reported to speed up closings
  • Handles complex cases and interstate purchases without hesitation

What reviews say by service

First Home Buyer Loans
First-time buyers praise clear explanations of options, availability, and getting competitive rates without stress.
Refinancing
Reviewers describe smooth refinance processes with responsive communication and good interest rate outcomes.
Investment Property Finance
Investment buyers highlight brokers going above and beyond for complex cases, presenting multiple loan scenarios, and professional guidance through the process.
Self-Employed & Low-Doc Loans
No specific evidence in reviews.
Commercial & Business Finance
No specific evidence in reviews.
Construction & Building Loans
One reviewer mentions investment property build involving multiple loan scenarios presented by Richard over 6 months.

How it compares

  • Rated 4.9 against a 4.91 average across the 240 car & personal loans businesses listed here.
  • Has more Google reviews than 78% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 94
Review volume 80
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
67
4
0
3
0
2
0
1
1

FAQ

Can I use Strategic Mortgages for an interstate property purchase?
Yes. Reviewers mention Ben handling interstate purchases as part of the service. The business claims to serve Australia-wide.
Do they handle first investment properties?
Yes. Richard is specifically praised for his work on first investment property purchases, including explaining the finance process and finding competitive bank deals.
Does Strategic Mortgages help with settlement?
Yes. Their website lists mortgage settlement as a service, and reviewers report the settlement team speeding up the process during purchase.

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Ronil Shah at Coin Capital has built a reputation for turning stressful loan applications into straightforward processes. Clients consistently report being guided through complex steps with patience and clarity, with loan approvals often completed in days rather than weeks. Most describe him as genuinely invested in their financial goals, even helping beyond the mortgage itself with advice on inspections, insurance, and property reviews. The single major complaint describes threatening behaviour and mistreatment. While this is isolated among the reviews, it represents a significant breach of trust that contrasts sharply with the overwhelming pattern of supportive, professional service. For the vast majority, the experience has been transformative, especially for first-time buyers anxious about paperwork and process.

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Luke Adams - Diversifi Finance
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Luke Adams - Diversifi Finance

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Luke Adams steers clients through mortgages and refinancing with patient, clear guidance. First-time buyers consistently praise his ability to explain each step without jargon, while repeat clients trust him with complex loan structures and equity releases. He operates across Perth and Fremantle, responds quickly to questions, and tracks deals from application to settlement. His commercial finance work includes structuring equipment purchase financing. No negative feedback appears in available reviews.

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Last updated 2026-09-26