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Central Lending Solutions

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 312 Google reviews · How we rank ›

5.0(312) 95 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingInvestment Property FinanceCommercial & Business FinanceConstruction & Building LoansSelf-Employed & Low-Doc LoansCar & Personal LoansMortgage Broker
Central Lending Solutions
Services
First Home Buyer Loans, Refinancing, Investment Property Finance
Reviews
312

What recent reviews say

Brokers here, especially Keeley, Aoife, Liz, and Harj, earn consistent praise for patience, transparency, and genuine care through mortgage and refinance journeys. Clients note staff explained options without pressure, stayed available through obstacles, and fought for competitive rates.

Their website lists services across home loans, refinancing, first-home buyer, investment, construction, and commercial lending. All reviews namecheck the same brokers handling multiple loan types. No pricing or wait-time data surfaces in reviews.

Praised for
  • named staff went above and beyond
  • explained options and rates clearly
  • responsive and available throughout
  • handled complex or difficult situations
  • kept clients updated at every stage
responsive-communicationexplained-clearlywent-above-and-beyondknowledgeable-brokerreliable-followuppatient-with-questionshandled-complex-situationsmooth-settlementgreat-with-first-home-buyers
Best for: First-home buyers and refinancers wanting a named broker to stay available through the process.

Strengths

  • named brokers handle loan applications personally
  • staff explain rates and options without pressure
  • stay in touch through settlement
  • pursue best available rates for clients

Worth knowing

  • Brokers named: Keeley, Aoife, Liz, Harj, Jono, John (handle mortgages, refinancing, Keystart applications, and construction-to-established-property transitions)
  • Keystart applications handled (government-backed home loan scheme)
  • Brokers follow up until settlement
  • Australian Credit Licence 497 950
  • MFAA Member

What reviews say by service

First Home Buyer Loans
Brokers explain options clearly and handle Keystart (government scheme) applications; clients felt supported through stressful first-purchase journey.
Refinancing
Refinance clients praised brokers for transparency, best-rate negotiation, and navigating multiple loan type changes.
Mortgage Broker
Consistently rated for availability, patience with client questions, and honest advice throughout loan processes.

How it compares

  • Rated 5 against a 4.93 average across the 144 car & personal loans businesses listed here.
  • Has more Google reviews than 98% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 100
Review volume 100
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
306
4
4
3
0
2
0
1
2

Common questions

Can Central Lending handle a Keystart application?
Yes, Keeley handled a Keystart application and explained options clearly.
Do they help if I'm switching loan types (e.g., building to established property)?
Yes, Liz navigated a client through that transition and kept them informed until settlement.

Similar mortgage brokers nearby

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Capita Finance Solutions - Adam Donald

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Over 17 years, Adam Donald and his Capita Finance team have handled hundreds of Perth property deals with consistent five-star feedback. Reviewers value their readiness to explain loan structures in plain terms, their swift turnarounds on approvals, and how they dig for better rates and terms. For first-time buyers and investors alike, the standout is Debra, Denise, and Jaime: staff who follow the file through to settlement and answer questions outside business hours. The team tailors loans to specific situations-from building projects to complex refinancing. Several reviewers note the team worked through holidays to meet deadlines and stayed flexible when circumstances shifted. Clients report feeling fully supported from application to months after settlement, with no stress about chasing paperwork or updates.

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Capita Finance Solutions

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Reviewers consistently praise Adam, Nick, Debra, Kelly and Jamie for turning complex finance into straightforward conversations, often securing approvals within days and keeping clients informed at every step. The team excels with first-home buyers and repeat clients facing tricky circumstances (visa limits, age concerns, rejected applications), though one reviewer lost contracts due to a broker's negligence and misleading advice.

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Neptune Finance Australia
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Neptune Finance Australia

5.0(52)✓ Google-verified

Chris Herbert at Neptune Finance earns consistent praise for turning difficult loan applications into smooth, manageable processes. Reviewers highlight his availability, clear explanations, and ability to secure approvals where other brokers said no. He handles first home buyers, older applicants with age concerns, and complex financial situations with equal care. His hands-on approach, regular updates, and genuine follow-through mean borrowers move forward confident they have a knowledgeable partner in their corner.

First Home Buyer LoansRefinancingInvestment Property Finance

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Last updated 2026-07-30