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Harbinger Mortgage and Finance

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 103 Google reviews · How we rank ›

5.0(103) 92 composite score See reviews on Google ✓ Google-verified
Investment Property FinanceCommercial & Business FinanceSelf-Employed & Low-Doc LoansConstruction & Building LoansFirst Home Buyer LoansMortgage BrokerRefinancing
Location
Osborne Park
Services
Investment Property Finance, Commercial & Business Finance, Self-Employed & Low-Doc Loans
Reviews
103
Ranking
#31 in Investment Property Finance
Best for
First-time home buyers, property investors, and those refinancing who value patient, plain-language guidance.

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Across 103 reviews, Paul, Michael, and the Harbinger team consistently help buyers and investors move forward with confidence. They break down complex paperwork into plain language, stay available outside hours when needed, and pair quick responses with genuine care. First-time buyers and property investors report feeling guided through processes they thought would overwhelm them. The team's trademark move is taking time to understand what each client needs, then finding loan products and rates that match-sometimes better than borrowers expected to get.

Praised for
  • knowledgeable team explains clearly
  • goes above and beyond for clients
  • highly responsive and patient
  • removes stress from the process
responsive-communicationexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionsgreat-with-first-home-buyershandled-complex-situationreliable-followup
Best for: First-time home buyers, property investors, and those refinancing who value patient, plain-language guidance.

What are they good at?

  • Staff named Paul and Michael build trust and simplify complex paperwork
  • Available outside business hours to keep deals on track
  • Track record helping first-time buyers and property investors
  • Negotiates loan products and rates tailored to each client's situation

What reviews say by service

First Home Buyer Loans
First-time buyers consistently report feeling guided through an overwhelming process by patient, knowledgeable staff who explain paperwork clearly.
Investment Property Finance
Property investors praised for expertise and patience; one first-time investor felt guided through a painless process that led to property ownership.
Refinancing
Refinancing clients report stress-free process; team willing to combine multiple loans (car loan into mortgage) and patiently handle document corrections.
Mortgage Broker
Brokers Paul and Michael consistently exceed expectations by going outside regular hours, negotiating better rates than expected, and breaking down complex terms.
Construction & Building Loans
Construction loans listed as a service on their website; no specific review evidence.
Commercial & Business Finance
Commercial loans listed as a service on their website; no specific review evidence.

How it compares

  • Rated 5 against a 4.93 average across the 256 investment property finance businesses listed here.
  • Has more Google reviews than 86% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 88
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
103
4
0
3
0
2
0
1
0

FAQ

Who are the main brokers at Harbinger?
Paul the team and Michael are the named brokers most frequently praised in reviews for their work on home purchases, refinancing, and investment loans.
Do they help first-time buyers?
Yes. Multiple first-time buyers report that Paul and Michael made the process manageable by explaining options clearly and securing rates better than expected.
Will they work outside business hours?
Yes. Several clients report Michael responded to emails and queries on weekends and outside regular hours to meet tight deadlines.
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Last updated 2026-09-26