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Neptune Finance Australia

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 57 Google reviews · How we rank ›

5.0(57) 90 composite score See reviews on Google ✓ Google-verified
RefinancingInvestment Property FinanceCommercial & Business FinanceFirst Home Buyer LoansSelf-Employed & Low-Doc LoansConstruction & Building LoansCar & Personal LoansMortgage Broker
Neptune Finance Australia
Location
Osborne Park
Services
Refinancing, Investment Property Finance, Commercial & Business Finance
Reviews
57
Ranking
#196 in Refinancing
Best for
First-time buyers and borrowers in complex situations seeking personal, responsive support

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Chris the team at Neptune Finance consistently delivers personal, hands-on support that turns loan approval into a stress-free experience. Reviewers praise his availability during critical moments, clear explanations, and ability to find solutions for borrowers in complex situations, from first-time buyers to those others declined.

Their website claims over 10 years in construction finance and holds Australian Credit License 384324. Services span first home, investment, construction, refinancing, and commercial loans across Perth, with all 57 recent Google reviews rating them five stars.

Praised for
  • Chris Herbert's responsiveness and availability
  • smooth, stress-free loan process
  • patient guidance through every step
  • clear explanations of complex terms
  • solutions found where others couldn't
responsive-communicationexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupsmooth-settlement
Best for: First-time buyers and borrowers in complex situations seeking personal, responsive support

What are they good at?

  • Chris the team personally guides each application
  • finds solutions for complex or declined cases
  • fast turnaround on approvals
  • accessible even during holidays

What reviews say by service

First Home Buyer Loans
Chris guides first-time buyers patiently through approval process
Investment Property Finance
handles investment loan applications with clear communication
Refinancing
refinancing support listed; positive tone but limited review detail
Construction & Building Loans
services offered; personal support across process
Commercial & Business Finance
commercial loans listed; all reviewers report smooth experience

How it compares

  • Rated 5 against a 4.94 average across the 302 refinancing businesses listed here.
  • Has more Google reviews than 74% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 77
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
57
4
0
3
0
2
0
1
0

FAQ

Is Chris the team available outside business hours?
Yes. Reviewers note he replies promptly even when on holiday.
Can Neptune Finance help if another broker declined my application?
Yes. Multiple reviewers report Chris found solutions where other brokers could not help.
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Last updated 2026-09-26