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EME Finance

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 92 Google reviews · How we rank ›

5.0(92) 91 composite score See reviews on Google ✓ Google-verified
Investment Property FinanceConstruction & Building LoansSelf-Employed & Low-Doc LoansCar & Personal LoansFirst Home Buyer LoansMortgage Broker
EME Finance
Services
Investment Property Finance, Construction & Building Loans, Self-Employed & Low-Doc Loans
Reviews
92

What recent reviews say

Erica and Michelle earn consistent five-star praise for walking first-home buyers and refinancers through complex loans with patience and clarity. Reviewers repeatedly note rapid replies, jargon-free explanations, and continuous support across the entire process from pre-approval to settlement.

The team handles construction loans and challenging situations with equal care. Several clients return after years, citing advice that saved them money or solved urgent refinancing. Staff keep borrowers informed throughout and answer questions thoroughly without delay.

Praised for
  • knowledgeable staff
  • patient guidance
  • quick communication
  • stress-free process
  • clear explanations
responsive-communicationexplained-clearlypatient-with-questionsgreat-with-first-home-buyersknowledgeable-brokerhandled-complex-situationreliable-followupwent-above-and-beyond
Best for: First-time home buyers and refinancers who value clear explanations and steady communication.

Strengths

  • Erica and Michelle named across reviews
  • 92 five-star reviews with no low ratings
  • known for patience with first-time buyers

Worth knowing

  • Erica and Michelle are the named staff members mentioned across almost all reviews
  • One client reports Erica locked them into under 2% interest four years ago
  • Client reports Erica solved urgent refinance to save their house
  • Team handled construction loan for first home build
  • One client relationship spans over 6 years

What reviews say by service

First Home Buyer Loans
Consistent praise for patience, clear step-by-step guidance, and handling first-time buyer anxiety.
Refinancing
Praised for prompt service, clear communication, and identifying savings opportunities.
Construction & Building Loans
Team noted as knowledgeable and prompt in handling construction finance for first home build.
Mortgage Broker
Expert handling of complex loans with jargon-free explanations and continuous contact.

How it compares

  • Rated 5 against a 4.93 average across the 147 investment property finance businesses listed here.
  • Has more Google reviews than 83% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 85
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
92
4
0
3
0
2
0
1
0

Common questions

Can I get help as a first-time home buyer?
Yes. Reviewers consistently report Erica and Michelle walk first-time buyers through every step from pre-approval to settlement, explaining each stage clearly and answering questions quickly.
How fast do they respond to questions?
Reviewers describe responses as timely and prompt, with staff staying in constant contact throughout the process.
Do they help with refinancing?
Yes. Reviewers report they handle refinancing with clear communication and have identified savings opportunities for existing clients.
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Last updated 2026-07-30