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EME Finance

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 94 Google reviews · How we rank ›

5.0(94) 92 composite score See reviews on Google ✓ Google-verified
Self-Employed & Low-Doc LoansConstruction & Building LoansMortgage BrokerRefinancingCommercial & Business FinanceFirst Home Buyer Loans
EME Finance
Location
East Victoria Park
Services
Self-Employed & Low-Doc Loans, Construction & Building Loans, Mortgage Broker
Reviews
94
Ranking
#114 in Self-Employed & Low-Doc Loans
Best for
First-home buyers wanting clarity on their options; self-employed people and business owners needing patient explanations.

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Reviewers across six years consistently praise Erica and the team for turning loan applications into low-stress experiences. They break complex terms into plain language, respond quickly to questions, and guide clients through every step from pre-approval to settlement.

First-home buyers particularly value the time spent explaining options and confirming they understand their position. Longer-term clients report Erica has helped them refinance multiple times, once securing a rate under 2% that saved significant money. Staff include Michelle, who works alongside Erica on applications and refinancing.

Praised for
  • clear and patient explanations
  • responsive and accessible communication
  • expert guidance for first-home buyers
  • handles complex situations well
  • efficient and professional service
explained-clearlypatient-with-questionsresponsive-communicationgreat-with-first-home-buyersfast-approvalsmooth-settlementknowledgeable-brokerreliable-followupwent-above-and-beyondhandled-complex-situation
Best for: First-home buyers wanting clarity on their options; self-employed people and business owners needing patient explanations.
Think twice if: No material complaints or cautions emerge from the available reviews.

What are they good at?

  • Erica's long-term client relationships and refinancing expertise
  • time spent explaining terms and financial position clearly
  • responsive and accessible communication throughout loan process
  • skilled with first-home buyers and complex applications

What reviews say by service

First Home Buyer Loans
Reviewers consistently praise the time and patience Erica takes to explain options, financial position, and borrowing power; stress levels fall significantly.
Refinancing
Clients report easy processes, clear communication, and one notes a rate under 2% secured four years ago that saved substantial money.
Self-Employed & Low-Doc Loans
Website claims self-employed and business owner lending capability; no specific review detail available.
Construction & Building Loans
Website claims construction loan services; no specific review detail available.
Commercial & Business Finance
Website claims commercial property finance; no specific review detail available.
Mortgage Broker
Core service; reviewers praise expert advice, efficiency, and clear communication across loan types and life stages.

How it compares

  • Rated 5 against a 4.94 average across the 153 self-employed & low-doc loans businesses listed here.
  • Has more Google reviews than 84% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 86
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
94
4
0
3
0
2
0
1
0

FAQ

What happens in the first conversation with Erica?
Reviewers report she explains your financial position, different bank options, and borrowing power in plain terms so you can make informed decisions without pressure.
How quickly do they respond to questions?
Multiple reviewers describe timely and prompt responses, with one noting Erica was easy to reach out to whenever they had questions.
Can they help with refinancing if I already have a mortgage?
Yes; one long-term client worked with Erica on refinancing over a six-year relationship, and another refinanced twice with the team and secured a rate under 2%.
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Last updated 2026-09-26