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Montrose Finance

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 23 Google reviews · How we rank ›

5.0(23) 82 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingInvestment Property FinanceMortgage Broker
Montrose Finance
Services
First Home Buyer Loans, Refinancing, Investment Property Finance
Reviews
23

What recent reviews say

Michael at Montrose Finance handles first home purchases, refinancing, and investment loans with consistent attention to detail and speed. Reviewers repeatedly mention his availability outside office hours, proactive follow-up, and ability to untangle complicated finances-from debt consolidation to last-minute car deals that other lenders might have walked away from.

All 23 reviews are five-star, with no complaints recorded. He's earned trust over 15 years by understanding clients' pay structures, keeping them in the best rate available, and explaining every step clearly. Families return to him across multiple transactions because the process feels easy rather than bureaucratic.

Praised for
  • knowledgeable and professional
  • responsive and quick communication
  • stress-free, straightforward process
  • goes above and beyond
  • handles complex situations well
responsive-communicationknowledgeable-brokerhandled-complex-situationwent-above-and-beyondexplained-clearlysmooth-settlementfast-approvalreliable-followuppatient-with-questionsgreat-with-first-home-buyers
Best for: First home buyers, self-employed people with complex pay structures, investors refinancing multiple properties.
Think twice if: No material concerns based on review evidence. All 23 reviews are five-star with no complaints or warning signs.

Strengths

  • Available after hours and weekends
  • Proactive rate and loan reviews
  • Handles complex or urgent situations quickly
  • Clear communication and full information upfront

Worth knowing

  • Michael (Mike/Michael Noonan) is the named broker reviewers consistently praise
  • Responds to late-night emails
  • Conducts after-hours and weekend appointments to fit client schedules
  • Helped rescue a novated lease deal when employer delays nearly cancelled it
  • Manages portfolio reviews for clients over multiple years and transactions
  • Consolidated debts, arranged equity releases, and organized car finance for same client

What reviews say by service

First Home Buyer Loans
Michael removes stress and complexity from first purchases, explaining every step and handling all admin efficiently.
Refinancing
Proactively checks in on rates and organizes refinances across multiple properties with clear communication.
Investment Property Finance
Handles investment loan increases for renovations and manages portfolio strategies over time.
Mortgage Broker
Delivers consistent, knowledgeable advice for mortgages, car finance, and debt consolidation together.

How it compares

  • Rated 5 against a 4.92 average across the 322 first home buyer loans businesses listed here.
  • Has more Google reviews than 53% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 97
Review volume 60
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
23
4
0
3
0
2
0
1
0

Common questions

Does Michael work outside standard business hours?
Yes. Reviewers mention him responding to late-night emails and coming in after hours and weekends to fit client schedules.
What if my financial situation is complicated?
Michael works with self-employed people, complex pay structures, and urgent situations like salvaging failed deals. One reviewer credited him with rescuing a novated lease when the seller was about to walk away.
How long has Montrose Finance been operating?
The business claims 15 years of operating history. Reviewers mention returning to Michael multiple times over years and recommending him to family.
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Last updated 2026-07-30