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Mortgages, Money and Me - Perth Mortgage Broker

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 24 Google reviews · How we rank ›

5.0(24) 82 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingConstruction & Building LoansSelf-Employed & Low-Doc LoansCar & Personal LoansMortgage Broker
Services
First Home Buyer Loans, Refinancing, Construction & Building Loans
Reviews
24

What recent reviews say

All 20 reviews centre on Roni's ability to navigate complex situations with patience and deliver results quickly. Reviewers consistently praise her clarity, her willingness to check in through each step, and her success finding loan options where major banks declined. She appears particularly effective with first-time buyers, self-employed clients, and those needing refinancing support.

Praised for
  • patient and clear explanations
  • knowledgeable broker with creative solutions
  • fast loan approval and processing
  • goes above and beyond for clients
  • proactive rate management and follow-up
responsive-communicationexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupgreat-with-first-home-buyerssmooth-settlement
Best for: First-time buyers needing patient guidance, self-employed clients with complex finances, borrowers wanting active rate management.
Think twice if: No significant drawbacks evident; reviews are uniformly positive and no common complaints surface.

Strengths

  • Roni's hands-on, detail-oriented approach
  • creative solutions where major banks decline
  • proactive rate monitoring and refinancing advice
  • strong track record with first-time buyers and complex financial situations

Worth knowing

  • Roni is the named broker across all reviews
  • SSTUWA member waived fees for one client's complex first-home settlement
  • Secured loans for clients rejected by Bendigo and Commonwealth banks
  • Proactively contacts clients to negotiate lower rates after loan settlement
  • Long-standing relationships: one client 15 years, another 12 years
  • One client reports $700/month savings achieved through Roni's advice

What reviews say by service

First Home Buyer Loans
Roni makes the first-home process feel simple and stress-free, even with rocky settlements or complex financial setups.
Refinancing
Proactively negotiates lower rates and helps clients understand their options when fixed rates expire.
Construction & Building Loans
Website lists building and renovation finance; no direct review evidence.
Self-Employed & Low-Doc Loans
Strong track record finding options for contractors and freelancers where mainstream lenders hesitate.
Car & Personal Loans
Website lists car and personal loans; no direct review evidence.
Mortgage Broker
Consistently delivers competitive rates and handles complex situations that major banks reject.

How it compares

  • Rated 5 against a 4.92 average across the 322 first home buyer loans businesses listed here.
  • Has more Google reviews than 53% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 97
Review volume 61
Review recency 98
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
24
4
0
3
0
2
0
1
0

Common questions

Does Roni handle first-home buyers?
Yes. Multiple reviews highlight her patience with first-time buyers, clear step-by-step explanations, and success navigating complex first settlements.
Can she help if mainstream banks have declined me?
Yes. Reviewers report Roni secured mortgages for clients after Bendigo and Commonwealth declined them, and she finds options for self-employed and contractor clients.
Does she monitor rates after settlement?
Yes. Reviewers describe her proactively contacting them to negotiate lower rates after loan settlement, sometimes below market average.

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Last updated 2026-07-30