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ON POINT FINANCE

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 26 Google reviews · How we rank ›

5.0(26) 78 low data composite score See reviews on Google ✓ Google-verified
Commercial & Business FinanceFirst Home Buyer LoansMortgage Broker
ON POINT FINANCE
Services
Commercial & Business Finance, First Home Buyer Loans, Mortgage Broker
Reviews
26

What recent reviews say

All 19 reviews are five-star. Reviewers consistently credit Sarah with solving urgent property and debt problems through strategic restructuring, securing better rates than expected, and staying available through multi-month processes. They stress her knack for explaining complex finance simply and her willingness to work around the clock on multiple purchases over time.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • strategist who restructures loans
  • patient explanations of process
  • reliably responsive and available
  • gets better rates and terms
responsive-communicationgot-best-rateexplained-clearlysmooth-settlementknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupwent-above-and-beyond
Best for: First-time buyers needing guidance; property investors planning multiple purchases; anyone needing urgent refinancing or restructuring.

Strengths

  • Loan restructuring and strategic advice
  • consistently secures competitive rates
  • available through long processes
  • clear communication for complex finance

Worth knowing

  • Sarah Fallon (primary broker)
  • helped first-time buyers purchase under time pressure (60-day deadline mentioned)
  • restructured entire loan and investment strategies for repeat clients
  • works with multiple properties for same client over years

What reviews say by service

First Home Buyer Loans
Highly responsive and patient support through end-to-end purchase; explained process clearly and instilled confidence.
Refinancing
Strategic restructuring that improved financial position; reviewers report stress-free experience and better outcomes than previous brokers.
Commercial & Business Finance
Limited review evidence; website lists as service offered.

How it compares

  • Rated 5 against a 4.95 average across the 145 commercial & business finance businesses listed here.
  • Has more Google reviews than 55% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 97
Review volume 62
Review recency 100
Review sentiment 65
Profile completeness 75
Verification 30

Rating breakdown

5
26
4
0
3
0
2
0
1
0

Common questions

How long have they been operating?
Their website states over 16 years.
Can they help with multiple properties?
Yes. Reviewers worked with them on multiple purchases and refinances over several years.
Do they serve areas outside Perth?
Yes. Their website claims they serve clients across Australia, though the office is in Subiaco.

Similar mortgage brokers nearby

Sonam Capital Subiaco
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Sonam Capital Subiaco

5.0(4)✓ Google-verified

Strong track record from a small sample: two five-star reviews highlight Nick's professionalism and reliability, with praise for finding suitable loan options and broad financial knowledge. Limited review detail available.

Commercial & Business FinanceFirst Home Buyer LoansMortgage Broker
Gomm Finance
93

Gomm Finance

5.0(162)✓ Google-verified

Peter, Stephen, and Katrina guide clients through loans with patience and genuine investment in their outcome. Reviewers often return for refinancing or refer friends, citing quick responses, straightforward explanations of complex steps, and a rare willingness to advise clients to stay with their current lender when appropriate. Fast approvals (24-hour turnarounds mentioned) combine with attentive follow-up and availability. The team handles first home buyers, investment property finance, and refinancing, with staff familiar across multiple applications per client over years.

First Home Buyer LoansRefinancingInvestment Property Finance
Prudent Finance
88

Prudent Finance

4.8(85)✓ Google-verified

Nathan and his team deliver consistently fast approvals and clear guidance, especially for first-time buyers and complex applications. Reviewers praise his availability outside work hours, proactive follow-up at every stage, and ability to simplify what could otherwise feel stressful. Several mention loan approval in 48 hours or securing rates faster than expected.

First Home Buyer LoansMortgage Broker

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Last updated 2026-07-30