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Optimum Finance WA

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 34 Google reviews · How we rank ›

5.0(34) 82 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage BrokerRefinancingInvestment Property FinanceCommercial & Business FinanceSelf-Employed & Low-Doc LoansConstruction & Building LoansCar & Personal Loans
Optimum Finance WA
Services
First Home Buyer Loans, Mortgage Broker, Refinancing
Reviews
34
Ranking
#187 in First Home Buyer Loans
Best for
First-home buyers wanting a straightforward, quick process with clear guidance throughout.

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Luke at Optimum Finance handles first home purchases, refinancing, and investment loans with consistently strong execution. Reviewers praise his speed, clarity, and willingness to answer questions-repeat clients return specifically because he makes complex finance approachable and transparent.

Praised for
  • quick responses and approvals
  • knowledgeable and professional advice
  • transparent communication throughout process
  • trustworthy and dependable
  • handles complex refinancing well
responsive-communicationknowledgeable-brokersmooth-settlementexplained-clearlyfast-approvalreliable-followupgreat-with-first-home-buyerswent-above-and-beyondpatient-with-questions
Best for: First-home buyers wanting a straightforward, quick process with clear guidance throughout.

What are they good at?

  • Fast approvals and quick responses
  • Clear explanations of loan options
  • Repeat clients for multiple transactions
  • Handles both first-home and investment deals

What reviews say by service

First Home Buyer Loans
Multiple first-time buyers report fast, simple process with strong guidance from Luke.
Refinancing
Clients praise Luke's ability to find better options and save money through refinance.
Mortgage Broker
High satisfaction with broker's responsiveness, knowledge, and transparency across all transaction types.
Construction & Building Loans
One client mentions Luke helped with building a home; process described as straightforward.
Investment Property Finance
Clients use Luke for investment purchases alongside home loans; praised for option sourcing.

How it compares

  • Rated 5 against a 4.91 average across the 339 first home buyer loans businesses listed here.
  • Has more Google reviews than 63% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 67
Review recency 83
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
34
4
0
3
0
2
0
1
0

FAQ

Does Luke handle both home loans and investment property finance?
Yes. Reviewers mention using him for first homes, refinances, investment purchases, and construction loans across several years.
How quickly can I expect approval?
Reviewers consistently mention quick approvals and fast responses. One noted getting into a first home quickly and easily; another said approvals are 'quick and easy'.
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Last updated 2026-09-26