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Optimum Finance WA

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 33 Google reviews · How we rank ›

5.0(33) 83 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansSelf-Employed & Low-Doc LoansMortgage Broker
Optimum Finance WA
Services
First Home Buyer Loans, Self-Employed & Low-Doc Loans, Mortgage Broker
Reviews
33

What recent reviews say

Luke (the named broker) consistently delivers personal service: reviewers praise his speed, transparency, and willingness to explain every step of the loan process. He handles repeat business well, with clients returning for refinancing or construction loans; one reviewer called him family for checking in even after settlement.

First-time buyers and existing homeowners both return to him. His strength lies in matching clients to the best loan option rather than pushing a single product, combined with genuine follow-up that extends beyond the paperwork closing.

Praised for
  • knowledgeable and professional
  • quick response and communication
  • personal attention and follow-up
  • smooth and stress-free process
  • finds best rates and options
responsive-communicationsmooth-settlementexplained-clearlyfast-approvalwent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followup
Best for: First-time home buyers and existing owners refinancing or building; those who value ongoing personal advice.

Strengths

  • named broker Luke handles all stages personally
  • transparent and detailed explanations of loan options
  • follow-up support extends past settlement
  • serves first-time buyers, refinancers, and investors

Worth knowing

  • Luke is the named broker handling all client interactions
  • clients return for repeat business (initial loan then refinance)
  • follow-up support continues after settlement
  • provides tax and money-saving advice alongside lending

What reviews say by service

First Home Buyer Loans
Fast approval and clear explanation of options praised by multiple first-time buyers.
Refinancing
Luke sources best rates and explains savings; repeat clients return for refinance after initial purchase.
Mortgage Broker
Personal service and detailed communication throughout loan process; clients report feeling well supported.

How it compares

  • Rated 5 against a 4.92 average across the 322 first home buyer loans businesses listed here.
  • Has more Google reviews than 58% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 98
Review volume 66
Review recency 92
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
33
4
0
3
0
2
0
1
0

Common questions

Does Luke handle repeat clients?
Yes. Multiple reviewers report using him for both initial home purchase and later refinancing, and he continues to support them after settlement.
How quickly do approvals happen?
Reviewers describe approvals as 'quick and easy' and note Luke responds fast to questions, though no specific timeframes are stated.
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Last updated 2026-07-30