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Reward Financial Services Australia

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 138 Google reviews · How we rank ›

5.0(138) 93 composite score See reviews on Google ✓ Google-verified
Commercial & Business FinanceConstruction & Building LoansCar & Personal LoansFirst Home Buyer LoansMortgage Broker
Reward Financial Services Australia
Services
Commercial & Business Finance, Construction & Building Loans, Car & Personal Loans
Reviews
138

What recent reviews say

Reward Financial builds trust through named brokers who explain every step clearly and respond fast. First-home buyers praise Santosh and Gareth for turning a typically daunting process into something straightforward; refinance clients credit Gery and Gerhard for equally attentive service. The team has earned a perfect five-star rating across 138 reviews by staying accessible, understanding what clients actually need, and occasionally pushing hard to deliver fast results, like a three-day settlement one reviewer noted. Their strength is patience with questions and genuine care about outcomes, not just paperwork.

Praised for
  • named staff expertise (Santosh, Gerhard, Gareth, Gery)
  • patient explanation of complex processes
  • responsive and reliable communication
  • went above and beyond (3-day settlement, extra effort)
  • smooth and stress-free experience
responsive-communicationexplained-clearlysmooth-settlementpatient-with-questionswent-above-and-beyondknowledgeable-brokerreliable-followupgreat-with-first-home-buyers
Best for: first-home buyers and builders who value clear explanations and personal relationships

Strengths

  • named brokers (Santosh, Gareth, Gerhard, Gery) reviewers trust by name
  • patient explanation of process and options
  • fast turnaround (3-day settlement noted)
  • first-home builder and first-home buyer focus

Worth knowing

  • Santosh Acharya named as broker for first-home buyers and land purchases
  • Gareth named as broker for first-home loans and investment property help
  • Gerhard (also called Gery) named for refinancing and home loans
  • One settlement completed in 3 days (normally 3 weeks) with agent coordination
  • Analyn named as team member

What reviews say by service

First Home Buyer Loans
First-home buyers consistently praise Santosh and Gareth for patient, transparent guidance that made the process feel easy and stress-free.
Refinancing
Refinance clients credit Gery and Gerhard for clear advice and smooth processes, including successful investment property transitions.
Construction & Building Loans
First-home builder praised Santosh for turning finance process from overwhelming to straightforward with transparent step-by-step support.
Commercial & Business Finance
No clear evidence from reviews; service listed on website.
Car & Personal Loans
No clear evidence from reviews; service listed on website.
Mortgage Broker
Core strength: named brokers (Santosh, Gareth, Gerhard, Gery) consistently deliver patient, responsive, transparent service across home and investment loans.

How it compares

  • Rated 5 against a 4.95 average across the 145 commercial & business finance businesses listed here.
  • Has more Google reviews than 88% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 93
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
138
4
0
3
0
2
0
1
0

Common questions

How fast can settlement happen?
One client settled in 3 days through their agent coordination; typical settlement takes about 3 weeks.
Do you help first-home buyers?
Yes; reviewers name Santosh Acharya and Gareth as brokers who specialise in patient, transparent guidance for first-home purchases and builds.
Can you help with refinancing and investment property loans?
Yes; Gerhard and Gery are named for refinancing and investment property support.
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Last updated 2026-07-30