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Specialist Mortgage

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 24 Google reviews · How we rank ›

5.0(24) 86 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage BrokerRefinancingInvestment Property FinanceCommercial & Business FinanceSelf-Employed & Low-Doc LoansConstruction & Building LoansCar & Personal Loans
Specialist Mortgage
Location
Scarborough
Services
First Home Buyer Loans, Mortgage Broker, Refinancing
Reviews
24
Ranking
#139 in First Home Buyer Loans
Best for
overseas buyers, expats, self-employed borrowers, investment property purchasers needing complex loan navigation.

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-08-30.

What do recent reviews say?

Specialist Mortgage earns consistent five-star reviews from first-time buyers, investors, and expats across multiple continents. Customers credit Carolyn, Michelle, Bridget, and Gino for navigating tricky circumstances, securing competitive rates, and staying available outside office hours.

The team handles overseas clients in Dubai, London, India, and the UK with speed and clarity. Reviewers note they explain options thoroughly, tailor solutions to individual needs, and stay engaged long after settlement. No complaints surface across the 24 reviews.

Praised for
  • responsive team availability
  • handles complex expat/overseas situations
  • patient and supportive guidance
  • transparent communication
  • finds competitive rates
responsive-communicationgot-best-ratesmooth-settlementexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionshandled-complex-situationreliable-followupgreat-with-first-home-buyers
Best for: overseas buyers, expats, self-employed borrowers, investment property purchasers needing complex loan navigation.

What are they good at?

  • handles expat and overseas buyer applications
  • competitive rate comparison across multiple lenders
  • fast pre-approval turnaround
  • after-hours availability and follow-up

What reviews say by service

First Home Buyer Loans
first-time buyers report clear guidance, proactive rate movement handling, and pre-approval in record time.
Refinancing
refinance processed efficiently even while customer living abroad, with fast paperwork turnaround.
Investment Property Finance
investment clients supported over 10+ years, handled across multiple states and countries; transparent communication on complex options.
Mortgage Broker
broker service praised for matching clients to best lenders and explaining tailored solutions thoroughly.

How it compares

  • Rated 5 against a 4.91 average across the 339 first home buyer loans businesses listed here.
  • Has more Google reviews than 57% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 97
Review volume 61
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
24
4
0
3
0
2
0
1
0

FAQ

Do you help customers applying from overseas?
Yes. Reviewers based in Dubai, London, India, and the UK report fast, clear communication and successful loan approvals despite time zone challenges.
Can you refinance quickly while I'm abroad?
One customer refinanced and took a new loan weeks apart while residing in India; the team handled both with speed and efficiency.
Do you compare rates across different lenders?
Yes. Reviewers note the team considers multiple lenders against client priorities (fixed rates, extra repayments, etc.) and discards unsuitable options.

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Bolt Financial
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Last updated 2026-09-26