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The Perth Mortgage Specialist

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 105 Google reviews · How we rank ›

5.0(105) 92 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingInvestment Property FinanceCommercial & Business FinanceConstruction & Building LoansSelf-Employed & Low-Doc LoansCar & Personal LoansMortgage Broker
The Perth Mortgage Specialist
Services
First Home Buyer Loans, Refinancing, Investment Property Finance
Reviews
105

What recent reviews say

Michael and his team deliver responsive, personalized mortgage advice with clear explanations at every step. Reviewers consistently cite fast turnarounds, proactive problem-solving when circumstances shift, and a genuine focus on finding the right loan rather than pushing a sale.

Praised for
  • knowledgeable and professional
  • responsive communication
  • explains clearly
  • stress-free experience
  • goes above and beyond
responsive-communicationknowledgeable-brokerexplained-clearlyfast-approvalwent-above-and-beyondsmooth-settlementpatient-with-questionshandled-complex-situationreliable-followup
Best for: first-home buyers seeking clarity and ongoing support; repeat investors valuing personal relationships

Strengths

  • responds quickly to queries and calls
  • explains options and loan terms clearly
  • handles complex situations and circumstance changes
  • personalised service with repeat clients

Worth knowing

  • Michael Harris leads the team
  • Sue and Joanne named as core staff
  • achieves pre-approval and loan approval within one to two weeks
  • handles bridging finance and loan reapplication
  • offers multiple loan options with clear pros and cons
  • serves repeat clients over years
  • open 7 days

What reviews say by service

First Home Buyer Loans
Michael and team guide first-home buyers through the process step-by-step, making it fuss-free and reducing stress.
Refinancing
Helps refinancing clients save thousands through comparing options and securing better rates than previous brokers.
Investment Property Finance
Successfully guided clients through acquiring first investment properties and complex multi-loan scenarios.
Construction & Building Loans
Managed bridging finance and loan reapplication when circumstances changed during construction or purchase phases.

How it compares

  • Rated 5 against a 4.92 average across the 322 first home buyer loans businesses listed here.
  • Has more Google reviews than 84% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 88
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
104
4
0
3
0
2
0
1
1

Common questions

How quickly can Michael get me pre-approval?
Recent reviews report pre-approval within days, with full loan approval achieved in as little as one week depending on circumstances.
Will Michael explain the whole process, or will I feel lost?
Reviewers consistently mention he takes time to explain each step and loan option clearly, including benefits and drawbacks of each choice.
Does The Perth Mortgage Specialist work with repeat customers?
Yes. Several reviews note clients returning multiple times over years for home purchases, investment properties, and refinancing.

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Last updated 2026-07-30