Capita Finance Solutions (Adam Donald) vs Tusk Finance: best for investment property finance?
Both brokers score near the top of Perth's market and both handle investor loans regularly, so this comes down to which working style suits a multi-deal or portfolio investor better. Our methodology weighs rating, volume, recency, sentiment and verification, and here the two are close enough that fit matters more than the score gap.
The differences that matter
- Track record depth. Capita brings 17 years and hundreds of Perth deals with named staff (Debra, Denise, Jaime) following files through to settlement, useful for investors who want continuity across repeat purchases.
- Review volume and consistency. Tusk Finance has more reviews (338 vs 223) at a perfect 1.0 rating sub-score, suggesting a slightly larger and more consistently reviewed client base.
- Proactive rate and strategy management. Tusk's summary highlights proactive strategy adjustments and rate-check calls months after settlement, a concrete plus for investors managing multiple loans over time.
- Complex deal handling. Capita's pros/usp explicitly mention tailoring to building projects and complex refinancing, which matters if the investment involves construction or a tangled existing loan structure.
- Responsiveness style. Tusk clients report same-evening responses to documents; Capita clients report availability outside business hours and after settlement, both fast but framed slightly differently.
Side by side
- Google rating
- Capita Finance Solutions - Adam Donald: 5 (233 reviews)
- Tusk Finance: 5 (344 reviews)
- Services
- Capita Finance Solutions - Adam Donald: first home buyer, mortgage broker, investment property finance, refinancing
- Tusk Finance: first home buyer, mortgage broker, refinancing, investment property finance
- Best for portfolio investors doing repeat deals
- Capita Finance Solutions - Adam Donald: Strong fit, named team continuity across multiple transactions
- Tusk Finance: Strong fit, ongoing rate-check calls suit long-term portfolio management
- Best for construction or refinance-heavy deals
- Capita Finance Solutions - Adam Donald: Explicitly tailors to building projects and complex refinancing
- Tusk Finance: No specific mention of construction lending in the data
- Best for hands-on, tight-knit service feel
- Capita Finance Solutions - Adam Donald: Larger established team with multiple named staff
- Tusk Finance: Described as a tight, hands-on outfit with a smaller core team (Michael, Ed)
- Verification
- Capita Finance Solutions - Adam Donald: Google-verified
- Tusk Finance: Google-verified
- Composite score
- Capita Finance Solutions - Adam Donald: 95
- Tusk Finance: 95
Within 3 points of each other, so treat them as effectively tied on overall quality. The choice below is about fit, not the score.
What reviewers say
Capita Finance Solutions - Adam Donald
Reviewers consistently describe an exceptionally smooth experience from first meeting to well after settlement. Adam's team combines technical expertise with patience, walking first-time buyers through unfamiliar decisions and tailoring solutions for specific professions or tricky circumstances.
Staff including Debra, Jaime, Denise, and Kelly earn repeated praise for responsiveness and follow-through. Clients return for refinances and investment properties, and several mention recommending Capita to friends and family. No complaints surface across the 19 reviews.
Tusk Finance
Michael, Sean, Mima, Ed and the broader Tusk Finance team consistently help buyers navigate complex decisions without pressure. Reviewers repeatedly note swift replies (sometimes same-day), willingness to spend time explaining options, and follow-up contact months later to check rates or suggest refinancing opportunities. Settlement feels stress-free because the team keeps people informed at every stage and never rushes decisions.
Staff named in reviews (Michael the team, Michael, Sean, Mima, Ed Bosisto) handle first home purchases, investment property finance, refinancing, and overseas mortgages. The team takes time to lay out pros and cons transparently, supports buyers through paperwork mistakes, and maintains contact well after completion to flag rate improvements or offer check-in calls.
Which should you pick?
Pick Capita Finance Solutions - Adam Donald if
- You want a broker with a long track record on complex deals like construction loans or refinancing
- You value having a named team (not just one broker) following your file to settlement and beyond
- You're doing multiple deals over years and want established continuity
Pick Tusk Finance if
- You want proactive rate checks and strategy adjustments volunteered without you asking
- You prefer a smaller, tight-knit team with fast same-evening turnaround on documents
- You want a broker who'll source other contacts (valuers etc) as part of the service
Verdict
For investors with complex or construction-linked deals, Capita Finance Solutions' explicit experience with building projects and refinancing plus its established named-team continuity is the safer pick. For investors who want a broker that stays proactive on rates and strategy long after settlement, Tusk Finance's higher review volume and proactive follow-up habits make it the stronger fit. Both are rated highly enough that the real decision is which working style matches how you plan to manage your loans over time.
Still not sure which fits?
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Frequently asked questions
- Which broker is better for a first investment property purchase?
- Both handle first-time investors well; Capita is noted for patience with first-time buyers, while Tusk walks investors through options without jargon, so either suits a first purchase.
- Which is better for someone refinancing an existing investment loan?
- Capita's data specifically calls out complex refinancing as a strength, making it the more direct fit for refinance-heavy scenarios.
- Does either broker help with ongoing rate management after settlement?
- Yes, both offer post-settlement support, but Tusk's summary specifically mentions proactive rate-check calls months after purchase.