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Chilli Finance

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 6 Google reviews · How we rank ›

4.3(6) 62 low data composite score See reviews on Google
RefinancingSelf-Employed & Low-Doc LoansFirst Home Buyer LoansMortgage Broker
Chilli Finance
Services
Refinancing, Self-Employed & Low-Doc Loans, First Home Buyer Loans
Reviews
6

What recent reviews say

Most clients praise Linda's team for personal service and clear explanations over many years. One older account reported no follow-up after consultation and office dogs as distractions; most recent reviews show consistently strong outcomes.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • Linda and team known by name
  • goes above and beyond
  • explains clearly through process
  • long-term client loyalty
Watch-outs
  • poor follow-up after consultation
  • unprofessional office environment
responsive-communicationexplained-clearlyknowledgeable-brokerwent-above-and-beyondpoor-communication
Best for: First-time buyers and existing clients returning for refinance or investment property loans.
Think twice if: Follow-up can be slow; check responsiveness early if you chase multiple lenders in parallel.

Strengths

  • Linda known for detailed explanation and follow-through
  • long client relationships (10+ years mentioned)
  • handles first home buying to refinancing

Worth knowing

  • Linda named repeatedly across reviews spanning 10 years
  • team includes Mark and Leonie
  • one review noted office environment issue with dogs present during consultation

What reviews say by service

First Home Buyer Loans
Praised for helping clients secure first home with clear guidance.
Refinancing
Multiple clients cite successful refinance deals over years of service.
Self-Employed & Low-Doc Loans
Website lists self-managed super fund loans and unsecured business loans; no direct review evidence.

How it compares

  • Rated 4.3 against a 4.94 average across the 151 refinancing businesses listed here.
  • Has more Google reviews than 31% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 86
Review volume 37
Review recency 0
Review sentiment 59
Profile completeness 100
Verification 30

Rating breakdown

5
5
4
0
3
0
2
0
1
1

Common questions

How long has Linda been at Chilli Finance?
At least 10 years based on one client's account; same team (Linda, Mark, Leonie) mentioned across multiple recent reviews.
Does Chilli help first-time buyers?
Yes. Their website lists first home buyer advice, and reviews confirm successful first home purchases handled by the team.

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Matt, Sharni, Ankit, and Renae consistently help first-time buyers move from uncertainty to approval by explaining every step plainly and staying in touch. They tackle financial obstacles with patience, show up even when life gets messy (serving at sea, job market delays), and structure loans carefully for construction and settlement. Staff names appear repeatedly: Ankit handles construction loans and settlements with particular praise. Renae and Matt excel with first-time buyers who know little about mortgages. Sharni and Brendon manage refinances and investment builds. No price cuts or hidden catches mentioned; the trade-off is active hand-holding from approval to completion.

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Empower Finance & Advisory Pty Ltd
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Empower Finance & Advisory Pty Ltd

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Neil and Swapnil at Empower Finance deliver consistent results: approvals in days, clear explanations, and proactive follow-up that clients describe as rare in the industry. Reviewers across home purchases, refinancing, investment loans, and personal finance consistently report feeling supported rather than rushed, with staff handling all paperwork and lender negotiations on their behalf.

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Bonfire Finance
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Bonfire Finance

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Reviewers consistently praise Leon and the team for clear explanations, thorough exploration of loan options, and personal attention throughout the finance process. Multiple clients report using Bonfire Finance repeatedly over years, citing stress-free experiences across first-home purchases, refinancing, construction loans, and loan consolidation.

First Home Buyer LoansRefinancingCommercial & Business Finance

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Last updated 2026-07-30