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Locale Financial

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 74 Google reviews · How we rank ›

5.0(74) 90 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingInvestment Property FinanceConstruction & Building LoansMortgage Broker
Locale Financial
Location
Subiaco
Services
First Home Buyer Loans, Refinancing, Investment Property Finance
Reviews
74
Ranking
#63 in First Home Buyer Loans
Best for
First-time home buyers, investors, and those facing complicated finance situations requiring persistent support.

Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Locale Financial's team of brokers-Sharni, Ankit, Ray, Renae, Matt, and others-consistently guide clients through home loans with patience and real engagement, especially first-time buyers navigating unfamiliar territory. Staff follow up regularly, answer questions clearly, and stay proactive even through delays or complications, treating each application as a personal mission rather than a transaction.

The business handles first home purchases, refinancing, investment properties, and construction loans. Multiple reviewers note staff adapted to their schedules (after-hours meetings, weekends) and worked through genuinely tricky situations. Renae, Sharni, and Ankit appear frequently as standouts, but the consistent thread is brokers who communicate well, admit when something is uncertain, and genuinely celebrate client wins.

Praised for
  • patient explanations of complex processes
  • responsive and available staff
  • genuinely cares about client outcomes
  • handles difficult circumstances and persists
responsive-communicationexplained-clearlywent-above-and-beyondpatient-with-questionshandled-complex-situationreliable-followupknowledgeable-brokergreat-with-first-home-buyers
Best for: First-time home buyers, investors, and those facing complicated finance situations requiring persistent support.

What are they good at?

  • named brokers (Sharni, Ankit, Ray, Renae, Matt) consistently praised for patience and follow-up
  • flexible scheduling including evenings and weekends
  • hands-on approach to complex or delayed applications

What reviews say by service

First Home Buyer Loans
Consistently praised for clear explanations of processes and schemes unfamiliar to new buyers
Refinancing
Guided clients through equity access and loan restructuring over extended periods with regular reassurance
Investment Property Finance
Flexible, honest, and informative on options; proactive follow-up on property acquisitions
Construction & Building Loans
Hands-on support through build phases; collaborated with designers and tracked land acquisitions

How it compares

  • Rated 5 against a 4.91 average across the 339 first home buyer loans businesses listed here.
  • Has more Google reviews than 80% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 81
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
74
4
0
3
0
2
0
1
0

FAQ

Can I get an appointment outside standard business hours?
Yes. Multiple reviewers report staff arranged meetings in evenings and on weekends to fit busy schedules.
Is Locale Financial good for first-time buyers who don't understand mortgages?
Yes. Reviewers consistently mention staff took time to explain financial concepts and processes clearly, and helped navigate first-home buyer schemes and grants.
How long does the approval process usually take?
Timelines vary widely. One reviewer worked with Renae over 12 months on refinancing; others moved faster. Staff stay proactive throughout, regardless of delays.
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Last updated 2026-09-26