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Element Finance Fremantle

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 49 Google reviews · How we rank ›

4.9(49) 83 low data composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage BrokerRefinancingInvestment Property Finance
Element Finance Fremantle
Location
Fremantle
Services
First Home Buyer Loans, Mortgage Broker, Refinancing
Reviews
49
Ranking
#153 in First Home Buyer Loans
Best for
first home buyers and refinancers seeking patient guidance and ongoing deal improvement

Core details are sourced from this business's Google Business Profile (checked 2026-08-30). Website-sourced details were fetched 2026-07-30.

What do recent reviews say?

Mike the team have built a strong reputation over years of helping buyers and refinancers navigate the mortgage process. Reviewers consistently praise their patience, transparency, and willingness to chase rate improvements even after settlement.

Based on limited recent reviews, so treat this as low-confidence.

Praised for
  • knowledgeable broker
  • patient and clear explanations
  • reliable long-term relationship
  • finds better deals and rate reductions
  • calm and professional demeanour
responsive-communicationknowledgeable-brokersmooth-settlementexplained-clearlyhandled-complex-situationreliable-followuppatient-with-questionswent-above-and-beyondgot-best-rate
Best for: first home buyers and refinancers seeking patient guidance and ongoing deal improvement

What are they good at?

  • long track record with repeat clients
  • proactive rate renegotiation after settlement
  • handles complex self-employed applications
  • step-by-step guidance for first-time buyers

What reviews say by service

First Home Buyer Loans
patience and step-by-step guidance through complex buying process repeatedly praised
Mortgage Broker
consistently helps clients find deals tailored to their financial position
Refinancing
proactively renegotiates rates and terms for existing clients after settlement
Investment Property Finance
long-term clients credit them with portfolio growth support

How it compares

  • Rated 4.9 against a 4.91 average across the 339 first home buyer loans businesses listed here.
  • Has more Google reviews than 70% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 94
Review volume 74
Review recency 99
Review sentiment 65
Profile completeness 100
Verification 30

Rating breakdown

5
48
4
0
3
0
2
0
1
1

FAQ

How long has the business been operating?
One reviewer mentions using Mike for 7 mortgages over a relationship spanning at least 7 years; another notes 10+ years of partnership.
Will they help if I'm self-employed?
A reviewer reports Mike successfully secured approval for a self-employed applicant when banks were rejecting applications, even working to a tight deadline.

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Reviewers consistently describe Accord as a partner who moves beyond standard tax compliance to provide strategic financial guidance. Clients value the team's responsiveness, thoroughness, and willingness to stand by them over years. Named staff Josh the team and David earn repeated praise for helping clients minimise tax liabilities and understand their finances as a complete picture.

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Chester Financial
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Chester Financial

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Nick and his team handle mortgages with genuine care. Reviewers consistently report feeling heard and guided through every step, from initial consultation to settlement and beyond. First-home buyers praise his patience in explaining concepts that felt overwhelming; others highlight how he navigates tricky financial situations-casual work, complex restructures-with creativity and speed. Clients return for refinances and personal loans, citing his responsiveness and attention to detail. No complaints appear across 20 reviews spanning a year. The business claims to operate as Chester Financial (ASIC Credit Rep 481707) in Fremantle serving Perth, though some reviews mention "Ahimsa Home Finance," suggesting a name or rebranding element. Nick is consistently named; the team also appear in team references. Turnaround times range from weeks to settlement within tight timeframes. One client funded a personal loan (up to $50,000 available) for a car purchase alongside mortgage work.

First Home Buyer LoansMortgage BrokerRefinancing
Naked Finance
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Naked Finance

5.0(102)✓ Google-verified

Every review is five stars. Clients consistently praise Jeremy and the team for being responsive, patient, and genuinely invested in their outcomes-handling first-home buys, refinances, investment deals, and even complex situations like visa issues or blended families without the usual stress. They explain each step clearly and stay ahead of problems before they arise.

First Home Buyer LoansMortgage BrokerRefinancing

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Last updated 2026-09-26