49 low data
Access Finance & Capital Pty Ltd
5.0(1)
Not enough recent reviews yet to synthesise a reliable sentiment read for this business.
First Home Buyer LoansMortgage Broker
FinanceWest Solutions
First Home Buyer LoansMortgage BrokerRefinancingInvestment Property FinanceCommercial & Business FinanceCar & Personal Loans
- Location
- Osborne Park
- Services
- First Home Buyer Loans, Mortgage Broker, Refinancing
- Reviews
- 38
- Ranking
- #85 in First Home Buyer Loans
- Best for
- First-time buyers, self-employed, business owners, and those needing complex loan structures.
Core details are sourced from this business's Google Business Profile (checked 2026-09-26). Website-sourced details were fetched 2026-09-26.
What do recent reviews say?
All 20 reviewers gave five stars. Staff like Steve, Tim, and the team earn consistent praise for patience, clear explanations, and fast turnarounds. Multiple first-time buyers highlight how the team demystified the process; others credit them with solving tricky refinances and commercial loans. No complaints appear in the reviews.
Praised for
- patient, knowledgeable staff
- quick approvals and smooth process
- exceptional communication and follow-up
- handles complex situations well
- goes above and beyond for clients
responsive-communicationexplained-clearlyfast-approvalpatient-with-questionswent-above-and-beyondknowledgeable-brokerreliable-followupgreat-with-first-home-buyerssettled-on-time
Best for: First-time buyers, self-employed, business owners, and those needing complex loan structures.
What are they good at?
- Five-star track record across 38 reviews
- Named brokers (Steve, Tim, the team) praised for expertise
- Handles complex loans including SMSF and commercial
- Fast approvals and clear step-by-step guidance
What reviews say by service
- First Home Buyer Loans
- Multiple first-time buyers report step-by-step guidance and clarity reduced stress and uncertainty.
- Refinancing
- Refinance clients praise quick outcomes and strategic restructuring advice.
- Investment Property Finance
- Investment clients credit the team with sound loan structuring and smooth processes.
- Self-Employed & Low-Doc Loans
- Self-managed super fund property acquisitions handled expertly with complex compliance managed well.
- Commercial & Business Finance
- Commercial borrowers highlight brokerage expertise in explaining complex situations to lenders and securing approvals.
- Car & Personal Loans
- No specific review evidence.
How it compares
- Rated 5 against a 4.91 average across the 339 first home buyer loans businesses listed here.
- Has more Google reviews than 65% of the businesses in this directory.
How we scored this
Scoring Method Star rating 98
Review volume 69
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30
Rating breakdown
5
38
4
0
3
0
2
0
1
0
FAQ
- How long does the approval process typically take?
- Reviewers report approvals within three to six months depending on complexity; one refinance and multi-property deal was completed within a short timeframe.
- Do you help first-time buyers who feel uncertain about loans?
- Yes. Multiple first-time buyers report Tim and the team walked them through each step, explained every option clearly, and answered questions until they felt confident.
- Can you handle self-managed super fund property loans?
- Yes. One reviewer praised the team for expertly handling SMSF property acquisition with all required compliance and administration.
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Clients consistently praise the team's expertise and genuine care. Matt, Div, Chris, Paula, Rachel, Kim and others are named for guiding buyers through first purchases, refinances and investment deals with patience and professionalism. One reviewer noted a default wasn't flagged upfront, but the team resolved it; another faced a lender's remote-area classification that required switching banks, handled smoothly within a week. The strongest theme across all reviews: staff explain options clearly, stay available to answer questions, and make stressful processes feel straightforward from pre-approval to settlement. The firm works with first-home buyers, investors, and repeat clients spanning several years. Reviewers mention investment builds, construction finance, second properties, and complex federal-budget-related situations all handled well. Long-term relationships are common; one client has worked with Matt since 2018. Named staff include Matt Posselt, Divyang Patel, Chris Thorson, Paula, Rachel, Aggie, Kim Neele, and the team.
First Home Buyer LoansRefinancingInvestment Property Finance
88
Toram Finance
5.0(40)✓ Google-verified
Dave the team consistently deliver on every front: callers report fast responses, clear answers to questions, and loans approved within days. They handle everything from first home buyer advice to refinancing investment portfolios, with reviewers pointing to Dave, the team, and the team by name for their availability and know-how. Reviewers return to Toram Finance for repeat business, citing expertise gained over years in the field and a process that feels stress-free. The repeated mention of competitive rates, smooth paperwork, and same-day call-backs across property loans, business loans, and asset finance suggests a practice built on reliability rather than hard sell.
Investment Property FinanceCommercial & Business FinanceConstruction & Building Loans