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Napoleon Finance

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 173 Google reviews · How we rank ›

5.0(173) 94 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingInvestment Property FinanceCommercial & Business FinanceMortgage Broker
Napoleon Finance
Services
First Home Buyer Loans, Refinancing, Investment Property Finance
Reviews
173

What recent reviews say

Katie, Margo, Michelle and the Napoleon Finance team have built a track record of keeping home loan applications stress-free and speedy. Reviewers consistently praise rapid responses, patient explanations of complex loan choices, and staff who pick up the phone when needed.

Whether buying a first home, refinancing, or tackling unusual complications, the team delivers approvals quickly and handles mid-journey changes without hesitation. Clients return for repeat loans and refer friends and family by default.

Praised for
  • responsive communication
  • staff go above and beyond
  • fast approvals and turnarounds
  • clear explanations of loan options
responsive-communicationwent-above-and-beyondfast-approvalexplained-clearlysmooth-settlementgreat-with-first-home-buyersknowledgeable-brokerpatient-with-questions
Best for: First-time home buyers wanting clear guidance and fast turnaround on approvals.

Strengths

  • All staff contactable and responsive
  • Fast approvals within hours reported
  • Explains loan products clearly to first-time buyers
  • Handles complex situations and mid-application changes

Worth knowing

  • Named staff: Katie, Margo, Michelle
  • Approval timescale: hours reported by at least one refinance client
  • IT systems noted as simple and intuitive
  • Australian Credit Licence Number 389328 held
  • Open 7 days
  • Second and subsequent home loans handled; clients report returning for multiple projects

What reviews say by service

First Home Buyer Loans
Staff explain loan options, offset accounts, and savings choices clearly; handles entire purchase journey including property insights.
Refinancing
Fast turnarounds reported; approval within hours in at least one case; team navigates changed circumstances without friction.
Investment Property Finance
Team handles investment property loans; limited specific evidence in reviews.
Commercial & Business Finance
Commercial loans listed but no review evidence.
Mortgage Broker
Consistent praise for finding best loan options, clear guidance on products, and handling complex borrower situations.

How it compares

  • Rated 5 against a 4.92 average across the 322 first home buyer loans businesses listed here.
  • Has more Google reviews than 93% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 97
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
173
4
0
3
0
2
0
1
0

Common questions

Can I get approval quickly?
Yes. One refinance client reported approval within hours. Most reviews mention fast turnarounds and pre-approvals flowing through in record time.
Do you help first-time home buyers?
Yes. Staff explain loan products, offset accounts, savings strategies, and the full purchase process. Multiple reviews from first buyers mention they felt supported throughout.
What are your opening hours?
Open 7 days. Specific times are published on their website.

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All 20 reviews are five-star. Pamela (the lead broker) stands out for helping first home buyers and self-employed applicants get approved quickly at competitive rates, even when other brokers had declined them. Clients praise her hands-on approach, knowledge, and willingness to solve complex situations.

First Home Buyer LoansMortgage Broker
Resolve Finance - Fremantle
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Resolve Finance - Fremantle

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Scott and his team at Resolve turn mortgage paperwork into a guided conversation. First-time buyers and repeat clients alike praise their patience, plain-English explanations, and willingness to work through complex situations. Trish, Khristine, and Scott handle refinances, investment loans, and upgrades with the same calm professionalism, often staying available beyond the standard process to answer questions or rework options to fit changing circumstances. Many clients return for multiple transactions over years. The consistency lies in personalised attention: each person gets treated as more than a file number. Reviewers mention being kept up to date at every step, having things explained before they ask, and discovering better loan terms through Scott's proactive exploration of options.

First Home Buyer LoansMortgage Broker
Francesca Gobbert - Mortgage Broker in Fremantle
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Francesca Gobbert - Mortgage Broker in Fremantle

5.0(18)✓ Google-verified

Every single review praises Francesca's expertise, responsiveness, and calm approach to complex loan decisions. First home buyers highlight how she walks them through each step in plain language, while repeat clients note she handles refinances and investment properties with equal skill and consistently finds good deals. The consistent thread is that she treats the work as personal, explains options clearly, stays available, and removes the stress entirely from what could be an intimidating process. Her standing among clients seems built on this combination: she knows mortgage products inside out, but more importantly, she genuinely listens to individual circumstances. Whether someone has unusual income, is buying their first home, or juggling multiple properties, reviewers describe feeling looked after and supported throughout, with no need to chase for updates or worry about whether they're getting fair treatment.

First Home Buyer LoansMortgage Broker

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Last updated 2026-07-30