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Timmy Finance

Updated 2026-09-26 · 1,716 reviewed · 444 listed · Scored from 83 Google reviews · How we rank ›

5.0(83) 87 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property FinanceRefinancingCar & Personal LoansMortgage BrokerConstruction & Building Loans
Timmy Finance
Services
First Home Buyer Loans, Investment Property Finance, Refinancing
Reviews
83
Ranking
#109 in First Home Buyer Loans
Best for
first-time homebuyers and busy professionals seeking responsive, patient mortgage advice

Core details are sourced from this business's Google Business Profile (checked 2026-08-30).

What do recent reviews say?

Timmy has earned a perfect 5-star rating across 83 reviews by combining deep financial knowledge with genuine patience. Clients consistently praise his availability outside business hours, clear explanations that demystify mortgage jargon, and willingness to work around their schedules. He has guided first-time buyers through the entire process from pre-approval to settlement, helped established clients refinance successfully, and followed up after sales. His dedication shows in small details: answering calls on weekends, tailoring advice to individual circumstances, and taking time to explain options until clients feel confident.

Praised for
  • patient with questions
  • responsive and available
  • explains things clearly
  • finds best rates
  • goes above and beyond
responsive-communicationgot-best-ratesmooth-settlementexplained-clearlywent-above-and-beyondknowledgeable-brokerpatient-with-questionsreliable-followupgreat-with-first-home-buyers
Best for: first-time homebuyers and busy professionals seeking responsive, patient mortgage advice
Think twice if: no reservations evident in the reviews

What are they good at?

  • responds outside business hours
  • explains jargon clearly
  • secures competitive rates
  • works around client schedules

What reviews say by service

First Home Buyer Loans
Reviewers consistently highlight his patience explaining the entire process, from pre-approval through settlement, and making first-time buyers feel confident and supported.
Refinancing
Reviewers report he clearly explains refinancing options suited to their circumstances and identifies rate savings opportunities.
Investment Property Finance
Limited evidence, but one reviewer mentions he provided a tailored solution for their financial needs.
Mortgage Broker
Core service praised across all reviews for knowledgeable guidance, rate negotiation, and smooth settlement management.

How it compares

  • Rated 5 against a 4.91 average across the 339 first home buyer loans businesses listed here.
  • Has more Google reviews than 82% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 84
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
83
4
0
3
0
2
0
1
0

FAQ

Can Timmy help if I work long hours or have a busy schedule?
Yes. Reviewers report he accommodates flexible scheduling, answers calls and emails outside business hours, and works around clients' availability even on weekends.
What if I'm a first-time buyer and don't understand mortgage jargon?
Reviewers consistently say he explains everything in plain language with examples until you understand each step, and provides reference notes you can keep.

Similar mortgage brokers nearby

Thrive Broking
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Thrive Broking

No rating yet✓ Google-verified

Review evidence is limited. Thrive Broking operates across car and personal finance and first-home-buyer lending; their website claims to service vehicle finance (including luxury, classic, and commercial vehicles), equipment, and machinery lending across Australia. Verification of customer experience awaits sufficient review data.

Car & Personal LoansFirst Home Buyer LoansMortgage Broker
LoanSuperMart Australia Diana Goh
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LoanSuperMart Australia Diana Goh

5.0(47)✓ Google-verified

Diana Goh works through the entire loan journey with clients, fielding questions on weekends and after hours. She spends time understanding each buyer's situation, compares lenders thoroughly, and secures competitive rates within tight timeframes. First-time buyers report less stress and better-informed decisions. SMSF and refinancing clients praise her ability to find significantly better rates and tailor solutions to their circumstances. Her approach stands out for accessibility and follow-up: clients often describe her as a partner rather than just a broker. She reviews offers, provides property guidance, and stays involved even after approval. Reviews emphasize her detail orientation, transparency about each step, and genuine commitment to client outcomes over speed.

Self-Employed & Low-Doc LoansMortgage BrokerRefinancing
EME Finance
92

EME Finance

5.0(94)✓ Google-verified

Reviewers across six years consistently praise Erica and the team for turning loan applications into low-stress experiences. They break complex terms into plain language, respond quickly to questions, and guide clients through every step from pre-approval to settlement. First-home buyers particularly value the time spent explaining options and confirming they understand their position. Longer-term clients report Erica has helped them refinance multiple times, once securing a rate under 2% that saved significant money. Staff include Michelle, who works alongside Erica on applications and refinancing.

Self-Employed & Low-Doc LoansConstruction & Building LoansMortgage Broker

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Last updated 2026-09-26