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Timmy Finance

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 82 Google reviews · How we rank ›

5.0(82) 87 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansRefinancingInvestment Property FinanceConstruction & Building LoansCar & Personal LoansMortgage Broker
Timmy Finance
Services
First Home Buyer Loans, Refinancing, Investment Property Finance
Reviews
82

What recent reviews say

Timmy Finance delivers consistent, unhurried support from application through settlement. Reviewers repeatedly credit Timmy's willingness to answer questions at length, work outside standard hours, and explain mortgage jargon plainly. First-time buyers particularly value his step-by-step hand-holding and attention to their confidence. Refinancing clients and repeat customers cite responsiveness to urgent queries and delivery of tangible savings (one reviewer saved 1.22% on their rate). No complaints appear across 82 reviews.

Praised for
  • patient with questions
  • available outside hours
  • clear explanations of complex terms
  • responsive and prompt
  • thorough guidance through every step
responsive-communicationgreat-with-first-home-buyerspatient-with-questionsexplained-clearlywent-above-and-beyondknowledgeable-brokerreliable-followupsmooth-settlementfast-approval
Best for: First-time home buyers who value clear explanations and weekend availability

Strengths

  • Always available outside standard hours and weekends
  • Explains mortgage and finance terms in plain language
  • Tailors advice to individual financial situations
  • Sourced best options and rates for clients (documented 1.22% saving)

Worth knowing

  • Timmy has served some clients since 2019, helping with their property journey over multiple years
  • Answered client calls and emails outside regular hours, including while overseas on vacation
  • Worked with clients on flexible scheduling around their long work hours
  • Coordinated simultaneous property settlements
  • Secured documented interest rate reductions (one client saved 1.22%)

What reviews say by service

First Home Buyer Loans
Reviewers repeatedly credit patient step-by-step guidance and plain-language explanations; first-time buyers feel confident and supported throughout
Refinancing
Reviewers praise responsiveness and knowledge of rate options; one client achieved a 1.22% rate reduction
Investment Property Finance
Limited evidence; one reviewer mentions tailored advice suited to their lifestyle
Construction & Building Loans
No specific evidence in reviews
Car & Personal Loans
No specific evidence in reviews
Mortgage Broker
Consistent praise for guidance through pre-approval, approval, and settlement; proactive problem-solving when lender or agent delays occur

How it compares

  • Rated 5 against a 4.92 average across the 322 first home buyer loans businesses listed here.
  • Has more Google reviews than 81% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 83
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
82
4
0
3
0
2
0
1
0

Common questions

Can Timmy help outside normal business hours?
Yes. Multiple reviewers confirm he answers calls and emails evenings, weekends, and while on overseas vacation.
Is Timmy suitable for first-time buyers?
Yes. Reviewers emphasize his patience in explaining complex terms step-by-step and his willingness to answer repeated questions without frustration.

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Erica and Michelle earn consistent five-star praise for walking first-home buyers and refinancers through complex loans with patience and clarity. Reviewers repeatedly note rapid replies, jargon-free explanations, and continuous support across the entire process from pre-approval to settlement. The team handles construction loans and challenging situations with equal care. Several clients return after years, citing advice that saved them money or solved urgent refinancing. Staff keep borrowers informed throughout and answer questions thoroughly without delay.

Investment Property FinanceConstruction & Building LoansSelf-Employed & Low-Doc Loans

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Last updated 2026-07-30