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Borrowing power calculator

Estimate how much you might be able to borrow based on your income, expenses and debts. This gives you a starting point before speaking with a broker.

Estimated borrowing power
A$ 329,000 - 403,000

This range shows a rough borrowing limit based on lender serviceability rules of thumb, not a formal assessment.

Turn this estimate into a real consultation

Local price context: based on 104 price points from reviews and provider websites across this directory. Recorded prices span jobs of very different sizes, so compare quotes for your exact project.

This is an estimate only, a lender's full assessment of your finances will confirm your actual borrowing power.

Turn this estimate into a real consultation

Your calculator inputs and estimate will go with your request. Just add your area, timeline, and contact details.

Would you like to hear from multiple brokers?

By sending this request, you agree it will be shared with mortgage broker contacts relevant to your enquiry.

When you submit an enquiry through our forms, it may be shared with partner providers who can do the work, and we may receive a referral fee. Our rankings and scores come from our published method only, separate from any referral fees.

Get quotes from top-rated mortgage brokers

Ranked by our published rubric from recent Google reviews, weighted by relevance to this service (the same order as the category page).

  1. Wealth Plus Group
    5.0(61) 90
    Get a quote
  2. Get a quote
  3. Get a quote
  4. Get a quote
  5. FI Collective
    5.0(236) 94
    Get a quote

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Last updated 2026-07-30