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Refinance savings calculator

See roughly how much you could save by refinancing your current home loan to a lower interest rate.

Estimated annual savings
A$ 3,600 - 4,500

This shows the approximate yearly saving from moving to a lower rate, before any switching costs.

Turn this estimate into a real consultation

Local price context: based on 104 price points from reviews and provider websites across this directory. Recorded prices span jobs of very different sizes, so compare quotes for your exact project.

Actual savings depend on your loan terms, fees, and the rate a new lender actually offers you.

Turn this estimate into a real consultation

Your calculator inputs and estimate will go with your request. Just add your area, timeline, and contact details.

Would you like to hear from multiple brokers?

By sending this request, you agree it will be shared with mortgage broker contacts relevant to your enquiry.

When you submit an enquiry through our forms, it may be shared with partner providers who can do the work, and we may receive a referral fee. Our rankings and scores come from our published method only, separate from any referral fees.

Get quotes from top-rated mortgage brokers

Ranked by our published rubric from recent Google reviews, weighted by relevance to this service (the same order as the category page).

  1. Prospar Finance
    5.0(166) 94
    Get a quote
  2. Get a quote
  3. Get a quote
  4. Get a quote
  5. FI Collective
    5.0(236) 94
    Get a quote

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Last updated 2026-07-30