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Empower Finance & Advisory Pty Ltd

Updated 2026-07-30 · 4,285 reviewed · 380 listed · Scored from 13 Google reviews · How we rank ›

5.0(13) 84 composite score See reviews on Google ✓ Google-verified
RefinancingInvestment Property FinanceFirst Home Buyer LoansMortgage Broker
Empower Finance & Advisory Pty Ltd
Services
Refinancing, Investment Property Finance, First Home Buyer Loans
Reviews
13

What recent reviews say

Neil and Swapnil at Empower Finance deliver consistent results: approvals in days, clear explanations, and proactive follow-up that clients describe as rare in the industry. Reviewers across home purchases, refinancing, investment loans, and personal finance consistently report feeling supported rather than rushed, with staff handling all paperwork and lender negotiations on their behalf.

Praised for
  • fast approval and quick turnaround
  • knowledgeable and trustworthy
  • excellent communication and responsiveness
  • smooth, stress-free process
  • genuinely cares about clients
fast-approvalresponsive-communicationsmooth-settlementexplained-clearlyknowledgeable-brokerreliable-followupwent-above-and-beyondpatient-with-questions
Best for: first-time buyers, property investors, and refinancers who value speed and clear communication

Strengths

  • approvals and decisions made quickly (reported in days, not weeks)
  • handles all lender paperwork and negotiation for clients
  • staff treat refinancing as an opportunity to save money each month
  • work across multiple loan types for the same clients

Worth knowing

  • Neil is named across most reviews and praised for professionalism and responsiveness
  • Swapnil praised for equity access and personal loan expertise
  • clients report approval in less than one week
  • van financing arranged with competitive rates
  • loan consolidation handled to reduce multiple payments
  • staff coordinate directly with lenders and Toyota Finance on behalf of clients

What reviews say by service

First Home Buyer Loans
buyers appreciate Neil's patience guiding them through their first purchase and reducing stress
Refinancing
clients report staff identify cost savings and extra monthly cash flow through bank changes
Investment Property Finance
investors praise Swapnil for arranging finance on multiple properties with smooth process
Mortgage Broker
broad praise for honest advice, proactive communication, and handling paperwork end-to-end

How it compares

  • Rated 5 against a 4.94 average across the 151 refinancing businesses listed here.
  • Has more Google reviews than 42% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 96
Review volume 50
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
13
4
0
3
0
2
0
1
0

Common questions

How long does approval typically take?
One reviewer reported approval in less than one week. Multiple others describe the process as fast and efficient compared to other brokers they have used.
Does Neil handle the paperwork with lenders?
Yes. Reviews note he coordinates directly with lenders and finance companies, handling all necessary paperwork so clients don't have to.
Can I refinance to save money each month?
Yes. Reviewers report Neil identifies the cost and time savings from switching banks and helps clients put extra money in their pocket each month through refinancing.

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Last updated 2026-07-30